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Calculate
your budget

The budget table is the starting point to good financial health.

We recommend that you prepare your budget and review it regularly to optimize your savings capacity for your projects.

    Instructions:
  • Please complete the fields that apply to your situation. You can also download a paper version to print and then manually complete.
  • If necessary, feel free to consult the tooltips for more information on the statement.
Calculate budget for
You
Your partner
Total
Including the net amount of bonuses (if applicable)
Income from interest, dividends, capital gains, etc.
Income from registered funds, retirement funds (RRIFs), life income funds (LIFs), life annuities, etc.
Commissions, tips or government benefits, such as the Canada Child Benefit, the Family Allowance payment in Quebec, employment insurance, grants, scholarships, etc.
Housing
00 
You
Your partner
Total
Cable TV, satellite TV or specialty channel subscriptions (e.g., Netflix)
Snow removal, housekeeping, landscaping, etc.
Alarm system fee
Transportation
00 
You
Your partner
Total
Monthly payment for a car loan or vehicle rental
Maintenance, repairs, tires, etc.
Travel costs incurred when using the subway, bus, train, taxi, etc.
Occasional car rental
Debt repayment
0 0
Exclusions: Mortgage and car debt
You
Your partner
Total
Student loan, furniture or appliance loan, etc.
Insurance
00 
You
Your partner
Total
Living expenses
00 
You
Your partner
Total
Lunch, coffee, etc.
Footwear, coats, sports clothing, etc.
Products and professionals (hairstylist, aesthetician, etc.)
Drugs, dentistry, glasses, etc.
Other expenses
00 
You
Your partner
Total
Banking plans, credit card fees, transaction fees, etc.
Childcare expenses, alimony, etc.
Tuition fees, school books and materials, extracurricular activities, tutoring fees, etc.
Food, veterinarian, vaccines, boarding fees
Airfare, accommodations, restaurants, travel insurance, souvenirs, camping, equipment, car rentals, etc.
You
Your partner
Total
4. Your results
Total income:
Total expenses:
Total savings:
Surplus:

Congratulations! Your result is positive. Based on the information you've provided, you're able to balance your income and expenses. You may also want to consider increasing your savings. Feel free to meet with your advisor to help you maximize your chances of achieving your financial goals.

Your budget is balanced. Based on the information you've provided, you’re able to balance your income and expenses. Feel free to meet with your advisor to help you maximize your chances of achieving your financial goals.

Your result is negative. We recommend that you discuss this with your advisor. They can help you find possible solutions to optimize your budget. In the meantime, take a look at your spending to identify items you could trim down. Ask yourself if the services you use truly reflect your needs.

Result:

  1. This budget table is for your information only and intended to help you analyze your budget. The results are approximate and based on the information you have entered. The results obtained in no way constitute financial advice, and it is your responsibility to consult a duly authorized professional for any personalized advice related to your financial management.
  2. Using the budget table is entirely voluntary. Laurentian Bank of Canada and all its affiliates do not offer any guarantee in connection with the use of this budget table and are not liable for any direct or indirect damages arising from the use of the budget table.