Interac is a registered trademark of Interac Corp. Used under licence.
THE EXCHANGE® is a registered trademark of Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
Packages and inherent advantages cannot be combined with any other offer from Laurentian Bank. One banking package per account. Charges apply to transactions not included in the package or exceeding the afforded limit. For more information on charges, refer to the guide, My Transaction Tools (PDF, 227 KB).
The Business 10 package does not include the following: 50% discount on monthly charges for overdraft protection.
Provincial and federal government remittance charges are not included in the package and are at the client’s expense.
Registration is required to use the 24 h Deposit Box. Please inquire about the terms, conditions and availability of the service in branch.
Some ATM operators and retailers charge user fees. These fees are not Laurentian Bank service charges.
Subject to credit approval. Overdraft annual interest rate charges still apply.
A foreign currency deposit (USD) made at a Laurentian Bank ATM equals three banking transactions. Contact your branch advisor or your coordinator to choose the package best suited to your banking habits.
Bill payments are not available at THE EXCHANGE® Network ATMs.
Deposit bags are not included in this package.
If an Instrument is in a currency other than the currency of the Account, and the Instrument is to be credited to or debited from the Account, you agree that we may convert the Instrument at the applicable currency conversion rate established by us at our discretion for such purpose. We are not responsible for any losses related to foreign currency conversions, including those resulting from a change to our currency conversion rates between the date an Instrument is converted by us and the date the Instrument is processed or returned.
Fees for your banking services apply to any transaction exceeding those included in the package.
Laurentian Bank ATMs do not accept US Dollar bills and other foreign currencies. Only Canadian bills and cheques in US and Canadian currency are accepted.
It is not possible to add a new payee at a Laurentian Bank ATM. To perform this transaction, log in to your LBCDirect Business account or contact Client Services at 1-800-522-1846.
It is not possible to pay a bill with a variable reference number at a Laurentian Bank ATM. To perform this transaction, log in to your LBCDirect Business account or contact Client Services at 1-800-522-1846.
Funds from deposits or transfers made at THE EXCHANGE® Network ATMs may be held for a maximum of five (5) working days. It is not possible to perform fund withdrawals or transfers with an account that requires more than one cardholder signature to carry out transactions.
Deposit limits may vary depending on the ATM operator.
Laurentian Bank withholds funds on the amount exceeding the daily limit (personalization rating) associated with your debit card when you deposit cheques and commercial instruments into your account at an ATM. The maximum hold on funds for a deposit or transfer made at a Laurentian Bank ATM is five (5) business days for cheques in Canadian dollars and twenty (20) business days for cheques in US dollars drawn from an American financial institution.
Subject to change.