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TERM DEPOSITS

Safe and cashable for short-term goals.

If access to liquidity is important to you when investing, then consider a term deposit. You’ll earn interest while benefiting from the security of a GIC. Plus, you can redeem your funds after 30 days if you need the funds sooner.

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Peace of mind.

  • Risk-free investing.

    With a term deposit, your initial investment is 100% guaranteed, which means it’s always protected.

  • Guaranteed returns.

    Enjoy the peace of mind that comes with a guaranteed rate of return for the term of your investment.

A flexible investment solution.

Features.

  • Minimum investment amount: $5,000

  • Term: 12 months or longer

  • Rate: fixed and guaranteed to maturity

  • Cashable anytime at the posted rate

  • Interest paid at maturity

  • In Canadian dollars

  • Offered exclusively to our business clients

Competitive rates.

A term deposit provides your business with a more attractive interest rate than a bank account.

Early redemption option.

If you ever need to access your funds early, a term deposit gives you this flexibility. You can cash it without penalty after 30 days.

Helpful tips and resources.

Your questions answered.

Our investment experts.

Our team is available to help you achieve your goals. Contact the team toll-free at 1-888-552-2155.

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Vincent Côté

Assistant Vice President, Business Development Send email LinkedIn profile

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Joe Tartaglia

Manager, Investments and Specialty Products

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Steve Faucher

Manager, Investments and Specialty Products

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