Choose the card that suits you best

Calculate your expenses


Pre-authorized debits1
Monthly
Yearly
 
$
$
 
Grocery
 
$
$
 
Gas
 
$
$
 
Transportation (taxi, bus, car rental)
 
$
$
 
Travel (air fare, hotel)
 
$
$
 
Foreign currency purchases
 
$
$
 
Other
 
$
$
 
Discover the total of your annual rewards

Annual fees: $1302
Interest rate on purchases : 19,99%

Before July 1st

0 points3
=
Annual fees: $1103
Interest rate on purchases : 19,99%

Before July 1st

0 points4
=
Annual fees: $654
Interest rate on purchases : 19,99%

Before July 1st


Annual fees: $425
Interest rate on purchases : 19,99%

Before July 1st

0 points6
=
$
$
$
$

As of July 1st

0 points2
=

As of July 1st

0 points3
=

As of July 1st


As of July 1st

0 points5
=
$
$
$
$

Rewards program

  • Cashback
  • Gift cards
  • Laurentian Bank financial products
  • Merchandise

Rewards program

  • Travel credits
  • Gift cards
  • Laurentian Bank financial products
  • Merchandise

Rewards program

  • Cashback

Rewards program

  • Gift cards
  • Laurentian Bank financial products
  • Merchandise

Insurance program

  • Comprehensive travel insurance6
  • Auto rental collision/loss damage insurance7
  • Purchase insurance and extended warranty8


Insurance program

  • Comprehensive travel insurance6
  • Auto rental collision/loss damage insurance7
  • Purchase insurance and extended warranty8


Insurance program

  • Purchase insurance and extended warranty8


Insurance program

  • Purchase insurance and extended warranty8










Legal notes

The calculator is available for demonstration purposes only and may not reflect actual data.
  1. Pre-authorized debit (PAD): A pre-authorized debit (PAD) is an operation whereby a merchant registers under a specific category code for automatic or recurring payments charged to your Visa card account. This type of operation is also known as a pre-authorized payment. You may register for recurring payments by contacting your service providers, and you can modify them at any time. Not all merchants offer recurring payments. Please contact your service provider to set up a PAD. Some merchants may offer recurring payments for products/services but do not perform recurring payments according to Visa’s rules; in this case, 1% cashback or 1 point will be awarded.
  2. Laurentian Bank Visa Infinite card - Annual fees: $130 plus $50 for each additional card. — REWARD PROGRAM — Points are awarded as follows: 3 points on net purchases charged as pre-authorized debits (“PADs”); 2 points for every dollar on net purchases from merchants registered with Visa Inc. (VISA) under the “Transportation,” “Travel,” “Grocery stores,” “Supermarkets,” “Service stations” (with service or self-serve) or “Automated fuel dispensers” categories and on foreign currency purchases; and 1 point for every dollar on all other qualifying net purchases charged to your Visa account.
  3. Laurentian Bank Visa EXPLORE card - Annual fees: $110, all additional cards are free. — REWARD PROGRAM — Points are awarded as follows: 3 points on net purchases charged as pre-authorized debits (“PADs”); 2 points for every dollar on net purchases from merchants registered with Visa Inc. (VISA) under the “Transportation,” “Travel,” “Grocery stores,” “Supermarkets,” “Service stations” (with service or self-serve) or “Automated fuel dispensers” categories and on foreign currency purchases; and 1 point for every dollar on all other qualifying net purchases charged to your Visa account.
  4. Laurentian Bank Visa DOLLARS card – Annual fees: $65, all additional cards are free. — CASHBACK PROGRAM — Cashback percentages are as follows: 3% on net purchases charged as pre-authorized debits (“PADs”); 2% for every dollar on net purchases from merchants registered with Visa Inc. (VISA) under the Grocery stores,” “Supermarkets,” “Service stations” (with service or self-serve) or “Automated fuel dispensers” categories and 1% for every dollar on all other qualifying net purchases charged to your Visa account.
  5. Laurentian Bank Visa Reward me card – Monthly fees: $0 per month if net monthly purchases are $350 or more. If not, the account will be charged $3.50 per month. — REWARD PROGRAM — 1 point for every dollar on net purchases charged to your Visa account.
  6. Comprehensive travel insurance: Issued by Canassurance Insurance Company for the Public Transportation Vehicle Accident Insurance benefit, and by Industrial Alliance, Insurance and Financial Services Inc. and Canassurance Insurance Company for the other benefits. Only persons aged 75 years and under are eligible to this hospital, medical and paramedical care and services insurance coverage. Maximum 31 days for cardholders 65 years of age or under and 15 days for cardholders over 65 years of age for the hospital, medical and paramedical care and services insurance coverage. Some conditions apply. For more details, refer to the summary of the insurance product available at branches and the insurance certificate available on this website.
  7. Auto rental collision/loss damage insurance: Underwritten by Royal & Sun Alliance Insurance Company of Canada. Some conditions apply. For more details, refer to the summary of the insurance product available at branches and the insurance certificate available on this website.
  8. Purchase insurance and extended warranty: Issued by the Industrial Alliance Pacific General Insurance Corporation and Canassurance Insurance Company. 90-day purchase insurance warranty against theft or accidental damage for items purchased using your card, and extension of the manufacturer’s warranty up to a maximum of one year. Subject to the conditions applicable to each item. Some conditions apply. For more details, refer to the summary of the insurance product available at branches and the insurance certificate available on this website.
Annual interest rate: 19.99% on purchases and 21.99% on balance transfers, cash advances and Visa cheques. The Bank reserves the right to terminate or suspend programs at any time and to change program terms and conditions without prior notice.

* Trademark of Visa International Service Association, used under licence.