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Visa Black Reward Me

Annual fees: $3.50/month1
(no fees if purchases of $350/month)
Additional card: Free
Interest rate on purchases: 19.99%

1 point

on pre-authorized


1 point

on grocery and gas2


0.5 point

on all other eligible purchases2

No limit to the number of points you can accumulate, and points don’t expire.
Discover all your advantages
Reward yourself anytime
Gift cards
  • More than 80 merchants
Laurentian Bank
financial products3
  • 10,000 points = $100 on Laurentian Bank investment products (GIC, term deposit, etc.)
  • Selection of items
To find out more about this Rewards Program refer to the Reward Me program terms and conditions.
  • To redeem your points:
  • Enjoy peace of mind
    Purchase Insurance and Extended warranty4
    For more details, refer to insurance certificate.
    Purchase Insurance
    • Coverage against theft or accidental damage for 90 days on merchandise paid with the card
    Extended Warranty
    • Extended manufacturer’s warranty up to one year
    Fraud Protection5
    Visa Zero Liability*
    • You are covered against unauthorized use of your card: Shop safely without fear of being charged for fraudulent purchases.
    OPTION – Coverage of your Visa card balance with Assur-paymentTM6
    For more details, refer to the insurance certificate.
    For your peace of mind and well-being
    The Assur-paymentTM program, offered as a Laurentian Bank Visa* Card option, combines insurance,6 advice and well-being.
    • Minimum monthly Visa card payment made if you lose your job or become disabled7
    • Settlement of your Visa card balance in the event of death or accidental dismemberment
    • Health and wellness assistance services8:
      • Personal budgeting advice
      • Legal advice
      • Psychological support
      • Grief and loss
    Enjoy special benefits and features
    Everyday services
    • 21-day interest-free payment deferment until the date shown on your statement
    • Visa payWave* to quickly settle small purchases
    • 2,99 % interest for 9 months9 on balances transferred from other credit cards
    • Card accepted in more than 200 countries
    • No need to tell us when you are travelling, thanks to our advanced fraud detection systems
    • Cash advances and withdrawals available from more than 1 million ABMs affiliated with the Visa, Interac and PLUS networks, 24 hours a day, worldwide
    • Safely complete your online purchases at participating merchants with Visa Secure and Click to Pay
    Are you a student?
    Available, with flexible admissibility criteria adapted to the realities of student life. Which gives you the opportunity to start building credit – a real advantage when the time comes to make important first purchases, such as a car.
    Interest rates and fees
    Annual fees: $3.50/month (no fees if purchases of $350/month)
    Additional cards: Free

    Interest rate on purchases: 19.99%
    Interest rate on balance transfers, cash advances and Visa cheques: 21.99%
    Processing fees for balance transfers and Visa cheques: 2% of the transferred amount
    Credit card's documentation
    Apply now

    * Trademark of Visa Int., used under license.
    Your next steps
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