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Visa Black Reward Me

 
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Rewards to treat yourself

Interested in adding a little excitement to the more practical side of life? How about a reward program with your Visa card? We’d like to introduce you to the Visa* Black Reward Me card. It offers the best rewards program available with a classic credit card!


What is the Visa Black Reward Me Card?

It’s actually a Visa card coupled with a highly advantageous reward program. Here’s how it works:

  • It lets you accumulate points quickly, faster than with most no-fee cards from other financial institutions.
  • Points are exchangeable for gift cards at over 80 different retail establishments. Use your rewards to save on daily expenses or to treat yourself to a well-deserved night at the movies! Even the Laurentian Bank offers gift certificates redeemable for investments1 and other benefits. Finally, you can also exchange your points for merchandise.
  • For only $3.502 per month, this program is really worth taking advantage of! And it gets even better: when you spend over $3503 net on purchases during your billing cycle, Laurentian Bank will offer to reimburse your monthly fees. Interested yet?


How the Reward Me program works

This amazing reward programs lets you accumulate points quickly: $1 purchase = 1 point! Your first reward is easily acquired for as little as 1,600 points! Visit www.laurentianbank.ca/rewardzone to discover all the exciting rewards you can choose from!


Advantages

In addition to a generous reward programs, the Visa Black Reward Me card offers the following advantages:

  • 21-day interest-free payment deferment until the date shown on your statement
  • Possibility of access to virtual mail statement
  • Balances transfer to other credit cards possible
  • Card accepted in over 150 countries
  • Cash advances available from 800,000 automatic teller machines and 400,000 financial institutions
  • Free additional card so you can accumulate points twice as fast!
  • Easy account payment by mail, telephone, Internet or at Bank branches


Are you a student?

A student version of the Visa Black Reward Me card is also available, with flexible admissibility criteria adapted to the realities of student life.

Security and protection with Assur-paymentTM!

Benefit from Assur-paymentTM4 protection, offered as an option on your Visa card. Guarantee your security and the security of your loved ones and enjoy life worry-free!

  • Reimbursement of the minimum payment5 in the event of loss of employment, disability or accident
  • Reimbursement of the balance in the event of death or accidental dismemberment6
  • Legal assistance
  • Convalescence assistance
  • Health access line
  • Day-to-day assistance


Take a look at these great advantages!

Simplify your everyday life with a unique payment method

Centralize all your purchases and expenses on your credit card: grocery, pharmacy, gas station, etc., without added fees! See how many points you can earn easily.

Use your statement the smart way

Think practical! Your account statement becomes an efficient management tool that allows you to keep close track of your purchases and expenses.

Rest easy

  • Be protected in the event of unauthorized use of your card or account information. With Visa’s Zero Liability7 policy, you have nothing to pay.
  • Protect your possessions with purchase insurance and extended warranties. The Visa Black Reward Me card doubles manufacturers’ warranties for up to one year and offers protection in the event of theft or accidental damage for 90 days following purchase.
  • Safely shop online at a participating merchant with Verified by Visa or Visa Checkout.

 

 

ADVANTAGES AT A GLANCE
Rewards program Points accumulation $1 purchase = 1 point
Gift cards
  • Over 80 participating merchants.
  • Gift cards available from
    1,600 points.
Merchandise selection of over 350 products.

Laurentian Bank financial products

Redeem points for $100 in financial products, free banking plan for 1 year, etc.
Purchase Insurance8

Protection in the event of theft or accidental damage for 90 days following purchase of items paid with your card.

Extended Warranty8

(View the Distribution Guide)

Double the manufacturer’s guarantee
for up to one year
Student version available Yes.
Monthly fees2 $0 per month if the net monthly purchases are $350 or more.
If not, the account will be charged $3.50 per month.3
Additional card2 Free
Annual interest rate2 19.99% on purchases
21.99% on balance transfers and cash advances
Assur-paymentTM4 Upon request

 

Summary

This product is for you if:

  • You’re looking for a smart payment solution tailored to your purchases;
  • You’d like the possibility of obtaining fast credit in emergency situations;
  • You make over $350 in purchases per month with your payment cards (grocery, gas, pharmacy, etc.);
  • You’d like to combine the practical and the enjoyable by adding an attractive reward program to your credit card.
     

* Trademark of Visa International Service Association and used under license.



Legal notice

Annual fee: $3.50/month (no fees if purchases of $350/month). Regular interest rate: 19.99%.

†Eligibility requirements: Subject to credit approval by Laurentian Bank. This promotional offer is valid from April 1 to October 31, 2019. This offer is not valid if the client has no paid employment or retirement income other than that provided by a government body or has been involved in bankruptcy or insolvency proceedings. Please read the credit terms and conditions applicable to the card on the form. New cardholders must activate their card and make a purchase (no minimum required) within 90 days of the date of the account opening to get the 2,500 points. Cash advances, fees (including annual or monthly fees, NSF cheque fees, etc.), Visa cheque transactions, balance transfers and ABM transactions are not deemed eligible purchases. If the cardholder is eligible for this promotional offer, the points will be awarded when the first purchase is made. When the points are awarded, the account must be open and in good standing (i.e. no late payments and the credit limit you must not be exceeded). Use of the card constitutes your acceptance of the terms and conditions of this offer. This offer cannot be combined with any other offer. The Bank reserves the right to change or terminate this promotional offer at any time without notice.
1. Applicable on Term deposit, GIC, ActionGIC and Mutual Funds. Subject to the conditions and minimum investment amount of each product. Some conditions apply.
2. Subject to change and credit approval by Laurentian Bank. Annual fees are not reimbursable. For more information about the Laurentian Bank Visa card, including information about the credit rate, the grace period, charges other than interest or the date on which interest applies, consult the document entitled “Summary” when you apply.
3. The net purchase amount must be greater than $350 per billing cycle. Cash advances, Visa cheques, fees (including monthly fees, cheques with insufficient funds, etc), account transfers, automatic teller transactions and all credits to the account are not considered admissible purchases.
4. Some conditions apply. Assur-paymentTM protection for Laurentian Bank Visa cards is underwritten by the Industrial Alliance Insurance and Financial Services inc. To be eligible, you must be aged 18 to 64 inclusively at the date of application, live in Canada and hold a Visa account in good standing. A monthly fee of $0.97 per $100 of balance used (plus QST) applies. Subject to change. For more details, refer to the distribution guide available at branches or online at laurentianbank.ca.
5. Maximum of $750 per month, up to a cumulative maximum of $15,000. Some conditions apply. Don’t hesitate to visit a branch and ask an advisor for details.
6. Up to a maximum of $15,000 in the event of natural death of $30,000 in the event of accidental death. Some conditions apply. Don’t hesitate to visit a branch and ask an advisor for details.
7. To benefit from coverage, each cardholder and secondary cardholder must comply with the agreement governing the use of the Laurentian Bank Visa card, including conditions regarding the obligation to protect the PIN.
8. All insurance programs are subject to the restrictions and conditions provided for by the insurance certificates and distribution guides included in the welcome package for new cardholders. For more details, refer to the guides available at branches or on this page.

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