Visa Black Reward Me

1.  Subject to change and credit approval by Laurentian Bank. Annual fees are not reimbursable. For more information about the Laurentian Bank Visa card, including information about the credit rate, the grace period, charges other than interest or the date on which interest applies, consult the summary of fees when you apply. The net purchase amount must be greater than $350 per billing cycle. Cash advances, Visa cheques, fees (including monthly fees, cheques with insufficient funds, etc), account transfers, automatic teller transactions and all credits to the account are not considered admissible purchases.
2.  Not all merchants offer pre-authorized debits. Please contact your service provider to set up pre-authorized debits. Please refer to the Reward Me program terms and conditions to see if a purchase qualifies as rewards-eligible.
3.  Applicable to a term deposit, GIC, ActionGIC and mutual funds. Subject to the conditions and minimum investment amount of each product. Some conditions apply.
4.  Issued by the Industrial Alliance Pacific General Insurance Corporation and Canassurance Insurance Company. 90-day purchase insurance warranty against theft or accidental damage for items purchased using your card, and extension of the manufacturer’s warranty up to a maximum of one year. Subject to the conditions applicable to each item. Some conditions apply. For more details, refer to the summary of the insurance product and the insurance certificate.
5.  To benefit from this coverage, each cardholder and secondary cardholder must comply with the agreement governing the use of the Laurentian Bank Visa card, including conditions regarding the obligation to protect the PIN.
6.  Some terms and conditions apply. Assur -Payment^TM protection for Laurentian Bank Visa cards is issued by the Industrial Alliance Insurance and Financial Services Inc. To be eligible, you must be aged 18 to 64 inclusively at the date of application, live in Canada and hold a Visa account open and in good standing. A monthly fee of $0.97 per $100 of the monthly balance used applies. Subject to change. For more details, refer to the  summary of the insurance product and the insurance certificate.
7.  Some term and conditions apply. Details in the summary of the insurance product and the insurance certificate. A waiting period is applicable before benefit payments start: a) in the event of disability, 30 consecutive days for an insured who worked at least 20 hours of paid work in each of the four weeks preceding the beginning of the disability, and 90 consecutive days for successive periods of disability; b) in the event of loss of employment, 30 consecutive days following job loss.
8.  Offered by Homewood Health Inc.
9.  This rate applies only to amounts transferred from other credit cards to a Laurentian bank Visa card. This rate does not apply to cash advances. Processing fees of 2% of the transferred amount are charged. A minimum of $400 must be transferred to the account in order for this promotional rate to apply.