† Eligibility requirements: Subject to credit approval by Laurentian Bank (hereinafter the “Bank”). This offer is not valid if the client has no paid employment or retirement income other than that provided by a government body or has been involved in bankruptcy or insolvency proceedings. This promotional offer is valid from April 1 to October 31, 2019. The 6% cashback is applicable on purchases made from merchants registered with Visa Inc. (Visa), such as grocery stores and supermarkets, service stations (with service or self-serve) or automated fuel dispensers. The maximum amount of eligible purchases is $2,000 (additional purchases will be rewarded per the regular cashback ratios). Cash advances, fees (including annual or monthly fees, NSF cheque fees, etc.), Visa cheque transactions, balance transfers and ABM transactions are not deemed eligible purchases. If the cardholder is eligible for this promotional offer, the 6% cashback will be applied as a credit to the balance on your statement, and shown on each first three billing cycles following the date the Laurentian Bank Visa account is opened. When this cashback is issued, the account must be open and in good standing (i.e. no late payments and the credit limit must not be exceeded). Use of the card constitutes your acceptance of the terms and conditions of this offer. This offer cannot be combined with any other offer. The Bank reserves the right to change or terminate this promotional offer at any time without notice.
1.  Subject to change and credit approval by Laurentian Bank. Annual fees are not reimbursable. For more information about the Laurentian Bank Visa card, including information about the credit rate, the grace period, charges other than interest or the date on which interest applies, consult the document entitled “Summary” when you apply.
2.  Cashback percentages are as follows: 3% on pre-authorized debits (PADs), 2% on purchases made from merchants registered with Visa Inc. (Visa), such as grocery stores and supermarkets, service stations (with service or self-serve) or automated fuel dispensers, and 1% on all other qualifying net purchases charged to your Visa account. Your cashback will be added to your DOLLARS credits. Not all merchants offer pre-authorized debits. Please contact your service provider to set up pre-authorized debits. Please refer to the Laurentian Bank Visa DOLLARS program rules to see if a purchase qualifies for cashback.
3.  The account must be in good standing to receive cashback.
4.  Underwritten by the Industrial Alliance Pacific General Insurance Corporation and Canassurance Insurance Company. 90-day purchase insurance against theft or accidental damage for items purchased using your card, and extension of the manufacturer’s warranty up to a maximum of one year. Subject to the conditions applicable to each item. Some conditions apply. For more details, refer to the Distribution Guide.
5.  To benefit from this coverage, each cardholder and secondary cardholder must comply with the agreement governing the use of the Laurentian Bank Visa card, including conditions regarding the obligation to protect the PIN.
6.  Some conditions apply. Assur-payment^TM protection for Laurentian Bank Visa cards is underwritten by Industrial Alliance Insurance and Financial Services Inc. To be eligible, you must be aged 18 to 64 inclusively at the date of application, live in Canada and hold a Visa account in good standing. A monthly fee of $0.97 per $100 of balance used (plus QST) applies. Subject to change. For more details, refer to the Distribution Guide.
7.  Some conditions apply. A waiting period is applicable before benefit payments start: a) in the event of illness, 30 consecutive days for an insured who worked more than 20 hours of paid work in each of the four weeks preceding the beginning of the disability, and 90 consecutive days for an insured who worked less than 20 hours of paid work in each of the four weeks preceding the beginning of the disability and for successive periods of disability; b) in the event of loss of employment, 30 consecutive days following job loss. For more details, refer to the Distribution Guide.
8.  This rate applies only to amounts transferred from other credit cards to a Laurentian Bank Visa card. This rate does not apply to cash advances. Processing fees of 2% of the transferred amount will be charged. A minimum of $400 must be transferred to the account in order for this promotional rate to apply.