Visa DOLLARS

† Welcome offer terms and conditions
Subject to credit approval by Laurentian Bank (hereinafter the “Bank”). This welcome offer is not valid if the client has no paid employment or retirement income other than that provided by a government body or has been involved in bankruptcy or insolvency proceedings. The client must read the terms and conditions related to credit on the enrolment form to the credit card. This welcome offer is valid from December 1, 2020 to February 28, 2021 (inclusive). New Laurentian Bank Visa DOLLARS cardholders must activate their card and make a purchase (no purchase minimum required) within 60 days of the date of the account opening to receive the credit on the $65 annual fee. The $65 credit, equivalent to the annual fee for the primary card, will be charged to the account and paid after 60 days from the date of the account opening, provided that a first purchase has been charged to the account. Use of the card constitutes your acceptance of the terms and conditions of this offer. This offer cannot be combined with any other offer. The Bank reserves the right to change or terminate this welcome offer at any time without notice.
1.  Subject to change and credit approval by Laurentian Bank. Annual fees are not reimbursable. For more information about the Laurentian Bank Visa card, including information about the credit rate, the grace period, charges other than interest or the date on which interest applies, consult the document entitled “Summary” when you apply.
2.  Cashback percentages are as follows: 3% on pre-authorized debits (PADs), 2% on purchases made from merchants registered with Visa Inc. (Visa) such as grocery stores and supermarkets, service stations (with service or self-serve) or automated fuel dispensers, and 1% on all other qualifying net purchases charged to your Visa account. Your cashback will be added to your DOLLARS credits. Not all merchants offer pre-authorized debits. Please contact your service provider to set up pre-authorized debits. Please refer to the Visa DOLLARS program rules available online at laurentianbank.ca/dollars to see if a purchase qualifies for cashback.
3.  The account must be in good standing to receive cashback.
4.  Issued by the Industrial Alliance Pacific General Insurance Corporation and Canassurance Insurance Company. 90-day purchase insurance warranty against theft or accidental damage for items purchased using your card, and extension of the manufacturer’s warranty up to a maximum of one year. Subject to the conditions applicable to each item. Some conditions apply. For more details, refer to the summary of the insurance product available at branches and the insurance certificate.
5.  To benefit from this coverage, each cardholder and secondary cardholder must comply with the agreement governing the use of the Laurentian Bank Visa card, including conditions regarding the obligation to protect the PIN.
6.  Some conditions apply. Assur-payment^TM protection for Laurentian Bank Visa cards is issued by the Industrial Alliance Insurance and Financial Services inc. To be eligible, you must be aged 18 to 64 inclusively at the date of application, live in Canada and hold a Visa account in good standing. A monthly fee of $0.97 per $100 of balance used applies. Subject to change. For more details, refer to the summary of the insurance product and the insurance certificate available at branches or online at laurentianbank.ca.
7.  Some conditions apply. Details in the summary of the insurance product and the insurance certificate available at branches or online at laurentianbank.ca. A waiting period is applicable before benefit payments start: a) in the event of disability, 30 consecutive days for an insured who worked at least 20 hours of paid work in each of the four weeks preceding the beginning of the disability, and 90 consecutive days for successive periods of disability; b) in the event of loss of employment, 30 consecutive days following job loss.
8.  Offered by Homewood Health Inc.
9.  This rate applies only to amounts transferred from other credit cards to a Laurentian Bank Visa card. This rate does not apply to cash advances. Processing fees of 2% of the transferred amount will be charged. A minimum of $400 must be transferred to the account in order for this promotional rate to apply.