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5,000 bonus points and a credit worth
50% of your annual fee for the first year
Charge a first purchase to your card within the first 60 days and get 5,000 bonus points and a credit worth 50% of the annual fee for the primary card for the first year.
Annual fees: $1101
Additional card: Free
Interest rate on purchases: 19.99%


on pre-authorized


on travel, transportation
and foreign currency purchases2


on all other eligible purchases2

No limit to the number of points you can accumulate, and points don’t expire.
Discover all your advantages
Reward yourself anytime
Travel credits3
  • 10,000 points = $100 rebate on your next trip
  • Redeem your points to settle the cost of a trip: hotel, airfare, cruise… no reservation restrictions
  • Travel credits starting at 10,000 points
How to redeem travel credits?
  • Book a trip with your Visa* EXPLORE.
  • Call 1-888-642-8171 and speak with a Reward Zone travel agency representative within the first 60 days following the reception of your Visa statement.
Gift cards
  • More than 80 merchants
  • Starting at 1,600 points
Laurentian Bank
financial products4
  • 10,000 points = $100 on Laurentian Bank investment products (GIC, term deposit, etc.)
  • Reimbursement of your Visa EXPLORE annual fee of $110 (11,000 points).
  • Gift cheque for a free unlimited-transaction banking plan for one year (16,500 points)
  • A selection of more than 350 items
To find out more about this Rewards Program refer to the Laurentian Bank Visa EXPLORE program rules
  • To redeem your points or book a trip:
    visit laurentianbank.ca/rewardzone.
  • Relax, with Comprehensive Insurance Coverage
    Travel Insurance Coverage5
    For more details, refer to the Distribution Guide.
    Hospital, Medical and Paramedical Care
    • Up to a $5 million out-of-province coverage, for you and your family:
    • Maximum of 15 days for clients aged 66 to 75
    • Maximum of 31 days for clients aged 65 and under
    Trip Cancellation
    • Up to $2,000 per person in case of cancellation and 5,000 in case of interruption
    Delayed Baggage
    • Up to $2,500 per family
    Public Transportation Vehicle Accident
    • Up to $500,000 per person
    Auto Rental Collision/Loss Damage Insurance6
    For more details, refer to the Certificate of Insurance.
    Auto Rental Collision/Loss Damage Insurance
    • Up to 48 consecutive days of coverage
    Purchase Insurance and Extended warranty7
    For more details, refer to the Distribution Guide.
    Purchase Insurance
    • Coverage against theft or accidental damage for 90 days on merchandise paid with the card
    Extended Warranty
    • Extended manufacturer’s warranty up to one year
    Fraud Protection8
    Visa Zero Liability*
    • You are cover against unauthorized use of your card: Shop safely without fear of being charged for fraudulent purchases.
    OPTION – Coverage of your Visa card balance with Assur-paymentTM9
    For more details, refer to the Distribution Guide.
    • Protect yourself and your loved ones with a safety net and enjoy peace of mind every minute of the day!

    • Coverage of your Visa card’s minimum monthly payment in the event of loss of employment, disability or accident10
    • Settlement of your Visa card balance in the event of death or accidental dismemberment.(Subject to the conditions set out in the Distribution Guide)
    • Assistance services to help you in your day-to-day life
    Enjoy special benefits and features
    Travel benefits
    • Personalized service with the Reward Zone Program agency (Vision Travel)
      Book a trip, hotel or flight directly through the Reward Zone travel agency, you get:
      • 25% more points on every transaction made through the agency
      • 24/7 assistance service for any changes to your itinerary
    • Or book your own flights and use your points to pay for part or all of your trip. Visit https://laurentianbank.ca/rewardzone or call 1-888-642-8171 to redeem your points.
    Everyday services
    • 21-day interest-free payment deferment until the date shown on your statement
    • Visa payWave* to quickly settle small purchases
    • 2,99 % interest for 9 months11 on balances transferred from other credit cards
    • Card accepted in more than 200 countries
    • No need to tell us when you are travelling, thanks to our advanced fraud detection systems
    • Cash advances and withdrawals available from more than 1 million ABMs affiliated with the Visa, Interac and PLUS networks, 24 hours a day, worldwide
    • Safely shop online at a participating merchant with Verified by Visa* or Visa Checkout.
    Interest rates and fees
    Annual fees: $110
    Additional cards: Free

    Interest rate on purchases: 19.99%
    Interest rate on balance transfers, cash advances and Visa cheques: 21.99%
    Processing fees for balance transfers and Visa cheques: 2% of the transferred amount
    Apply now

    * Trademark of Visa International Service Association used under license.


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