1.  Subject to change and credit approval by Laurentian Bank. Annual fees are not reimbursable. For more information about the Laurentian Bank Visa card, including information about the credit rate, the grace period, charges other than interest or the date on which interest applies, consult the document entitled “Summary” when you apply.
2.  Not all merchants offer pre-authorized debits. Please contact your service provider to set up pre-authorized debits. Please refer to the Laurentian Bank Visa EXPLORE program rules to see if a purchase qualifies as rewards-eligible.
3.  A minimum of 10,000 points is required to obtain a travel credit, which is equal to a $100 rebate.
4.  Applicable to a term deposit, GIC, ActionGIC and mutual funds. Subject to the conditions and minimum investment amount of each product. Some conditions apply.
5.  Issued by Canassurance Insurance Company for the Public Transportation Vehicle Accident Insurance benefit, and by Industrial Alliance, Insurance and Financial Services Inc. and Canassurance Insurance Company for the other benefits. Only persons aged 75 years and under are eligible to this hospital, medical and paramedical care and services insurance coverage. Maximum 31 days for cardholders 65 years of age or under and 15 days for cardholders over 65 years of age for the hospital, medical and paramedical care and services insurance coverage. Some conditions apply. For more details, refer to the summary of the insurance product available at branches and the insurance certificate.
6. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Some conditions apply. For more details, refer to the insurance certificate.
7.  Issued by the Industrial Alliance Pacific General Insurance Corporation and Canassurance Insurance Company. 90-day purchase insurance warranty against theft or accidental damage for items purchased using your card, and extension of the manufacturer’s warranty up to a maximum of one year. Subject to the conditions applicable to each item. Some conditions apply. For more details, refer to the summary of the insurance product available at branches and the insurance certificate.
8.  To benefit from this coverage, each cardholder and secondary cardholder must comply with the agreement governing the use of the Laurentian Bank Visa card, including conditions regarding the obligation to protect the PIN.
9.  Some conditions apply. Assur-payment^TM protection for Laurentian Bank Visa cards is issued by the Industrial Alliance Insurance and Financial Services inc. To be eligible, you must be aged 18 to 64 inclusively at the date of application, live in Canada and hold a Visa account in good standing. A monthly fee of $0.97 per $100 of balance used applies. Subject to change. For more details, refer to the summary of the insurance product and the insurance certificate available at branches or online at laurentianbank.ca.
10.  Some conditions apply. Details in the summary of the insurance product and the insurance certificate available at branches or online at laurentianbank.ca. A waiting period is applicable before benefit payments start: a) in the event of disability, 30 consecutive days for an insured who worked at least 20 hours of paid work in each of the four weeks preceding the beginning of the disability, and 90 consecutive days for successive periods of disability; b) in the event of loss of employment, 30 consecutive days following job loss.
11.  Offered by Homewood Health Inc.
12.  This rate applies only to amounts transferred from other credit cards to a Laurentian bank Visa card. This rate does not apply to cash advances. Processing fees of 2% of the transferred amount are charged. A minimum of $400 must be transferred to the account in order for this promotional rate to apply.