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VISA Gold Passport

Do you see and do things differently? Do you carry out several purchase transactions every month, travel, rent cars and want the freedom to choose the rewards that suit your lifestyle? Why not look into Laurentian Bank’s VISA1 Gold Passport card with its own rewards program: it might just be the card to meet your every need!



What is the VISA Gold Passport card?

With this unique card, for $1102 per year, you can benefit from:

  • The Passport rewards program
  • Full coverage travel insurance
  • Purchase insurance


How the Passport rewards program works

Every time you make a purchase with your VISA Gold Passport card, you accumulate Passport rewards program points. Points can add up quickly: $1 purchase = 1 Passport point. When you’ve accumulated enough (starting at 2,600 points), you’re free to enjoy! Redeem you points for:

  • Trips booked at the travel agency of your choice or the program travel agency (Vision 2000)
  • Items from an exciting selection of over 350 products and rewards exclusive to Visa Gold Passport cardholder.
  • A variety of gift cheques – over 80 participating merchants
  • And of course, rewards with extra “oumph”3!


There’s yet another attractive alternative! Laurentian Bank financial products: a profitable strategy to maximize your points!

Redeem your points for:

  • $100 gift cheques redeemable for Laurentian Bank investment products (GICs, term deposits, etc.)4;
  • Banking plan gift cheques for a free 1-year personal account with unlimited transactions;
  • Reimbursement of your VISA Gold Passport annual fee of $110;
  • And much more!


What dreams are made of…

Does visiting Tuscan villages behind the wheel of a Ferrari or renting a luxury villa sound tempting ? Unique experiences await you with the VISA Gold Passport card. As a member of the Passport program, can also benefit from the services of the Laurentian Bank Passport travel agency. Do you always book your trips with the same travel agency ? You can obtain a travel credit for a trip booked at your travel agency. Visit  www.laurentianbank.ca/ rewardzone.

A program tailored to your wish list

With an exciting variety of items and attractive offers, the Passport rewards program lets you treat yourself and make the choices that suit you best.

For example:

  • Speed up your departure time by using your points and making up the difference with cash. When you reach 10,000 points, every 100 points = $1 rebate.
  • Redeem your points for any travel package. No restrictions, no blackout periods… which means all you have to worry about is what to pack!


Think practical!

  • Free Additional cards
  • 21-day interest-free payment deferment until the date shown on your statement
  • Possibility of access to virtual mail statement
  • Cash transfers to other credit cards possible with VISA cheques
  • Card accepted in over 150 countries
  • Cash advances available from 800,000 automatic teller machines and 400,000 financial institutions
  • Easy account payment by mail, telephone, Internet or at Bank branches


Security and protection with Assur-paymentTM!

Benefit from Assur-paymentTM5 protection, offered as an option on your VISA card. Guarantee your security and the security of your loved ones and enjoy life worry-free!

  • Reimbursement of the minimum payment6 in the event of job loss or disability
  • Reimbursement of the balance in the event of death7
  • Legal assistance
  • Convalescence assistance
  • Accès-Santé Info assistance
  • VIE COURANTE assistance


Take a look at these three great advantages!

Simplify your everyday life with this unique payment method


Centralize all your purchases and expenses on your credit card: grocery, pharmacy, gas station, etc., without the added fees you might incur with a debit card! And you’ll accumulate Passport points along the way! See how many points you can earn easily.

Use your statement the smart way


Think practical! Your account statement becomes an efficient management tool that allows you to keep close track of your purchases and expenses.

Rest easy

  • The VISA Gold Passport card allows you to protect your property with purchase insurance and extended guarantees. In fact, the card doubles manufacturers’ warranty for up to one year and offers protection in the event of loss or accidental damage for 90 days following purchase.
  • You are a click away from the certificate of insurance detailing your coverage.
  • In case of emergency, you can easily access extra cash with your credit card PIN.
  • You’re protected against the unauthorized use of your card or information about your account with VISA’s Zero Liability8  policy, at no extra cost to you.
  • You can safely shop online thanks to Verified by VISA. Visit www.visa.ca/en/personal/securewithvisa/index.jsp for more information.

 

ADVANTAGES AT A GLANCE
Rewards program Point accumulation
  • $1 purchase = 1 point
Travel
  • 10,000 points = $100 discount on your next trip.
  • No restrictions, no black-outs
  • Receive 1.25 points for every $1 spent when you reserve with the rewards program travel agency.
Gift cheques
  • Over 80 participating merchants
  • From 2,600 points.
Laurentian Bank financial products4
  • Redeem points for $100 in financial products, free banking plan for 1 year, reimbursement of the annual fee, etc.
Items
  • Choose from over 350 products and rewards exclusive to VISA Passeport card holder.

"Oumphs"3

  • Looking for the ultimate adventure?
Insurance program9 Travel insurance
Medical and hospital care and
services10
  • Coverage up to $5 millions11.
    Up to 31 days for clients aged 65 and under and up to 15 days for clients aged between 66 and 75.
Travel interruption/cancellation10
  • Up to $2,000 per person in case of cancellation and $5,000 per person in case of interruption
Collision and damages
(rental vehicle)12
  • Maximum 48 days. Savings can add up to as much as $12 per day!
Luggage delays10
  • Maximum $2,500.
Public transport vehicle accident10
  • Up to $500,000 per person
Purchase insurance
Purchase insurance
  • Protection in the event of theft or accidental damage for 90 days following purchase of items paid with your card.
Guarantee extensions
  • Double the manufacturer’s guarantee for up to one year
Additional services Services
  • Travelers’ telephone assistance offered 24 hours a day
  • Guaranteed reservation service assures you a room at your arrival, no matter the hour
  • Emergency cash advance service.
  • Lost or stolen card replacement service available worldwide
American Express traveller’s
cheques
  • Offered without fee to VISA Gold Passport cardholders. Available at any Laurentian Bank branch.
Annual fee2
  • $110
Additional card2
  • FREE
Annual Interest rate2
  • 19.99% on purchases
  • 21.99% on balance transfers and cash advances
Assur-paymentTM5
  • Available upon request

 

 

En joy great discounts

Take advantage of numerous discounts on  merchandise, travel, activities, etc. with VISA Perks. Visit www.visaperks.ca to find out about all current offers.


Summary

This product is for you if:

  • You carry out several purchase transactions every month;
  • You travel regularly or rent cars;
  • You’re looking for a prestige rewards program that offers a large selection of gifts and personalized services;
  • In addition to an advantageous credit card, you’re looking for an excellent insurance and protection program.


This product is not for you if:

  • You’re in the habit of maintaining a balance on your credit cards – you may instead look into the VISA Black Reduced Rate card;
  • You never travel, aren’t interested in redeeming points for items or products and prefer gift cheques only. Ask about the VISA Black Reward Me card, which may better suit your needs.




 



1. VISA Int./Laurentian Bank of Canada, licensed user.
2. Subject to change.
3. Oumph is a word of unknown origin (!) meaning something that “grabs you by the gut”, used to indicate several travel destination packages available on the Passport program Website.
4. Applicable on Term deposit, GIC, ActionGIC, Multi-Rater GIC and Xtra Multi-Rater GIC. Subject to the conditions and minimum investment amount of each product. Some conditions apply.
5.Assur-paymentTM for the Laurentian Bank VISA Gold Passport card is underwritten by The Industrial Alliance, a personal insurance company. To be eligible, you must be aged 18 to 64 inclusively at the date of application. Fees of $0.97 per $100 on used balance apply. Subject to change.
6. Maximum of $750 per month, up to a cumulative maximum of $15,000.
7. Up to a maximum of $15,000 in the event of natural death or of $30,000 in the event of accidental death.
8. To sign up for the coverage, each authorized user must comply with the agreement governing the use of the Laurentian Bank VISA card, including conditions regarding the obligation to protect the PIN.
9. All insurance programs are subject to the restrictions and conditions provided for by the insurance certificates included in the welcome package for new cardholders.
10. Underwritten by The Industrial Alliance, a personal insurance company.
11. Maximum age of 75 years old.
12. Underwritten by Royal Insurance of Canada.