- online by logging to LBCDirect:
- Log into your session
- Click on "Request forms" in the top menu
- Click on "Assur-payment" in the left menu
- by phone at 1-800-252-1846
Protect your Visa card balance
|A credit card is very pratical to settle daily expenses. To benefit even more from the advantages of your Laurentian Bank Visa card, ask for the Assur-paymentTM coverage.|
Available as an option on your Visa card, it provides you and your loved ones with a safety net during hard times and offers assistance services to help you in your day-to-day life1.
Coverage and advantages during hard times
There are several advantages to applying for Assur-paymentTM coverage:
- Peace of mind: coverage of your Visa card’s minimum monthly payment in the event of loss of employment, disability or accident;1,2 settlement of your Visa card balance in the event of death or accidental dismemberment.
- Easy enrolment: no medical examination required.
- Balance-based payment: monthly premium calculated according to the balance used.
In return, you get:
- Easier maintenance of your credit score.
- Identical coverage in the event of death, accident or loss of employment on the part of your spouse, even if he/she is not a co-holder.
Assistance services to help you in your day-to-day life
Assur-paymentTM comes with perks like free and unlimited access to advisors who can provide assistance on a variety of topics:
- Legal assistance: For your legal questions regarding everyday life.
- Day-to-day assistance: For advice regarding the challenges of everyday life.
- Convalescence assistance: To help you find home nursing care or private convalescence homes.
- Health access line: For answers to your health-related questions from an experienced medical team.
|Eligibility||Between 18 and 64 years of age
Resident of Canada
Holder or spouse of a holder of a Laurentian Bank Visa credit card
|Maximum sum insured: $15,000
Maximum monthly benefit: $750
For more information on Assur-paymentTM and full details, please see the Distribution Guide
A fee of $0.97 per $100 of balance used (plus QST) applies.
This product is suited for you if:
- You want peace of mind every minute of the day.
- You want to protect your savings and those of your beneficiaries by settling your credit card balance in case of disability or death.
- You want to make it easier for the people handing your estate and eliminate the trouble of settling your outstanding credit card balance.
1. Some conditions apply. Assur-paymentTM protection for Laurentian Bank Visa cards is underwritten by the Industrial Alliance Insurance and Financial Services inc.. To be eligible, you must be aged 18 to 64 inclusively at the date of application, live in Canada and hold a Visa account in good standing. A monthly fee of $0.97 per $100 of balance used (plus QST) applies. Subject to change. For more details, refer to the distribution guide.
2. Some conditions apply. Details in the Distribution Guide available at branches or on our website. A waiting period is applicable before benefit payments start: a) in the event of illness, 30 consecutive days for an insured who worked more than 20 hours of paid work in each of the four weeks preceding the beginning of the disability, and 90 consecutive days for an insured who worked less than 20 hours of paid work in each of the four weeks preceding the beginning of the disability and for successive periods of disability; b) in the event of loss of employment, 30 consecutive days following job loss.