Banking Transactions
Canada Post will be ending its epostTM service in 2022. Your last epostTM statement will be sent to you in September 2022. If you wish to keep your current epostTM statements on file, you can download or print your statements.
Laurentian Bank will continue to offer eStatements after epostTM is terminated. Rest assured that we will provide you with updates regarding changes to your eStatements delivery.
For more information, see our Frequently Asked Questions.
Here is a comparative table of banking transactions1 available on our electronic services. You can find the one that best suits your needs at a glance.
| ALL YOUR DAY-TO-DAY BANKING TRANSACTIONS AT YOUR FINGER TIPS | |||||
|---|---|---|---|---|---|
|
Banking Transaction |
LBCDirect |
ABM |
|||
| Online | Mobile App | Phone | Laurentian Bank | THE EXCHANGE® Network | |
|
Account balances |
x |
x |
x |
x |
x |
|
Credit card balances |
x |
x |
x |
||
|
Mortgage loan, personal loan and investment product balances |
x |
x |
|||
|
Transfers between your Laurentian Bank accounts |
x |
x |
x |
x |
x2 |
|
Transfer with other financial institution3 |
x |
x |
|
|
|
|
x |
x |
|
|
||
| Fund deposits5 and withdrawals6 |
|
|
x2 |
x2 |
|
| Foreign currency deposits (US $, €, £ or CHF)7 |
x |
||||
|
Invoice consultation |
x |
|
|
|
|
|
x |
x |
x |
x |
||
| Set up Canada Revenue Agency (CRA) Direct Deposit |
x |
||||
|
Credit card cash advance |
x |
x |
|
x |
|
|
Account transaction history |
x |
x |
x |
x |
|
| Laurentian Bank Visa credit card account transaction history |
x |
x |
|
|
|
| Ddownload transaction history to accounting software, such as Quicken and Money |
x |
|
|||
|
Change you PIN† |
|
|
x |
x |
|
| Order cheques |
x |
|
|
|
|
| Void cheque |
x |
||||
| epost statement |
x |
||||
| epost notifications |
x |
x |
|||
† Choose a four-digit PIN if you often travel abroad or a five-digit PIN for maximum safety.
THE EXCHANGE® is a registered trademark of Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
Legal notice
1. Fees may apply for some transactions.
2. This service is available to all retail and commercial clients with a LBC client card.
3. Fees may apply depending on your banking plan or account features. Refer to the My Money guide for information on applicable fees. Please note that amounts transferred will be held for five (5) business days. To make a transfer to another banking institution, you must first provide a cheque specimen to register the information to your account.
4. Some restrictions may apply. Transfers sent are subject to the following limits: $3,000 per transaction, $10,000 per seven-day period and $20,000 per 30-day period. Withdrawal fees may apply according to your account type or banking plan, or if you exceed the number of transactions authorized per month. If you have a minimum daily balance of $3,000 or more, no additional withdrawal fees will be applied. If you have one of these plans: The Gold Service, The Gold Service (Student Advantage and 60+ Advantage), Transact without limit and Transact without limit (Student Advantage and 60+ Advantage), the Interac e-Transfer® is free of charge, if not a $1 fee will apply, in addition to any withdrawal fees that may apply. For more details on receiving limits, on Interac e-Transfer® or on applicable charges, refer to laurentianbank.ca or the My Money guide.
5. Some restrictions may apply. Please note that amounts transferred will be held for five (5) business days.
6. Withdrawals from an account with two or more authorized signatories cannot be made at THE EXCHANGE® ABMs.
7. Processing time: up to three (3) business days for deposits in US dollars and six (6) business days for deposits in another foreign currency.
