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Financial Elite program

As a accountant, doctor, engineer, lawyer, notary, agrologist or pharmacist, you require the special care and attention due to clients with a dynamic financial profile. Your membership to a professional order allows you to benefit from the Financial Elite, Program for Professionals.


A complete range of products

As you are aware, administration fees are proportional to the number of banking transactions. With Financial Elite, we offer you a full and exclusive package of competitively priced products for your bank account and:

  • banking products;
  • financing products;
  • investment products;
  • multiple services.


An exceptional rate


For as little as $13.00 per month, Financial Elite affords, among other things, an unlimited number of transactions on your personal bank account. In addition, it offers a full range of banking products tailored to the needs of professionals with a dynamic financial profile.

EXPECT MORE!

Credit card

  • Visa EXPLORE* 3,4 credit card with no annual fees (free co-applicant card).


Unlimited translations on your operations account1

  • Payment of bills, transfer of funds, withdrawals, automatic payments and cheques;
  • Purchases via INTERAC® Direct Payment;
  • Unlimited access to INTERAC® and PLUS® worldwide networks2;
  • No account maintenance fees;
  • Broad view of your finances via the monthly Super Statement.


Complementary products and services

  • Overdraft protection3,4;
  • Personalized cheques7;
  • Certified cheques, official cheques or personal money orders;
  • Stop-payment on cheques or automatic payments (with full details);
  • Bank drafts in Canadian or foreign currency.


DEMAND MORE!

 

Personal line of credit

  • No fees applied on transactions made from the line of credit3,8.


LOOK TO THE FUTURE!

Investments

  • 0.75% bonus on guaranteed investment certificates or term deposits (registered or not) over a 3, 4 or 5 year term5;
  • No annual fee RSP;
  • $50 rebate on self-directed RRSP fees10;
  • An annual planning session to establish a customised retirement plan.


Discount brokerage

  • Bonus 0.5% interest on account balance and a 0.5% rebate on debit balance accounts.


Mortgage

  • 0.5% rebate on announced mortgage rates3,6 (fixed term);
  • Rebate of up to $450 on mortgage transfer fees with the Laurentian Bank.



TABLE OF ADVANTAGES
SERVICES
(The more transactions you make, the more you save!)
STANDARD FEES FINANCIAL ELITE
4 in-branch withdrawals $8.00 Included
6 withdrawals from an LBC automatic banking machine $6.00 Included
15 INTERAC® Direct Payment transactions $18.75 Included
2 in-branch bill payments $8.00 Included
3 bill payments from an automatic banking machine or using LBCDirect $6.00 Included
2 stop payments on cheques per year (over 12 months) $2.17 Included
1 certified cheque per year (over 12 months) $0.84 Included
2 bank money orders per year (over 12 months) $1.25 Included
Overdraft protection (one single transaction) $5.00 Included
Monthly Super Statement $2.50 Included
Personal line of credit (5 debit transactions) $5.00 Included
4 transactions via the INTERAC® network2 $6.00 Included
Visa EXPLORE credit card (monthly fee) $9.16 Included
MONTHLY FEES $84.04 $13.00
(Monthly fixed fee)
MONTHLY SAVINGS $71.04
ANNUAL SAVINGS $852.48
Example based on the Operations Account of Laurentian Bank. Fees used in this example are those in force since May 1, 2013.

 

OTHER BENEFITS, DISCOUNT, BONUSES AND REBATES ANNUAL SAVINGS
0.75% bonus on term deposit interest rate. For example: a 5-year GIC of $25,000 with compound interest would lend gains on interest of (example calculated on a rate of 2.2% with a 0.75% bonus = 2.95%): $1 037.17
Rebate on mortgage transfer fees with the LBC: $450.00
(maximum)
No annual fee RRSP lends savings of: $30.00
Discount brokerage (0.5% rebate on a margin account with a positive balance of $50,000): $250.00
 TOTAL ANNUAL SAVINGS $1,789.89




With Financial Elite, the Program for Professionals, you benefit from substantial rebates and discounts that add up to great savings when managing your personal finances.

No other program tailored for professionals such as you offers such a comfortably priced package with as many services and privileges. Benefit from the many advantages offered by this program. Meet one of our advisors at your Laurentian Bank branch or call our Telebanking Center for more information

 

 



FINANCIAL ELITE benefits cannot be combined with any other Laurentian Bank offer. Some conditions apply to all benefits included under this program which are limited time offers and subject to change without notice.

* Trademark of Visa International Service Association and used under license.
† Trademark of Laurentian Bank.

Legal notice

1. The Operations Account offered on single and joint accounts.
2. Fees charged by other financial institutions are not covered by this program.
3 Subject to Laurentian Bank credit approval. For more information on Laurentian Bank Visa cards, including all information on credit rates, when interest goes into effect or the grace period and the amount of fees unrelated to interest, call 514-252-1846 (Montreal area or 1-800-252-1846 (toll free).
4. Regular interest rates remain in force.
5. Applicable only to new investments or transfers. Excludes special promotions and Multi-Rater GIC, ActionGIC,Term deposit, redeemable GICs.
6. Rebate is applicable only to 1 to 10 year closed terms.
7. Applicable to Securitone Model.
8.  The Laurentian Bank line of credit base rate is 4.95 % as of September 23, 2016. The interest rate afforded depends on the financial situation of each client. Some transaction fees may apply.
9.The prime rate as of October 24, 2012 is 3.00%.
10. Reduced charges apply only to Self-directed RRSPs held with full-service brokerage firm Laurentian Bank Securities Inc
® Registered trademark.

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