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The Gold Service

It’s the ultimate banking solution! Make an unlimited number of transactions for a monthly fee of $29.001  no matter how complex your banking needs may be. You can choose to carry out your transactions in a variety of ways: Laurentian Bank ABMs, LBCDirect (telephone or internet), Interac® Direct Payment, etc. 

On top of saving you money, the Gold Service plan includes many advantages in a vast array of banking services tailored to your financial profile.
Make the most of extra advantages for your personal finances, investments and various commodities.


Below is an example of the savings you can make with the Gold Service plan instead of paying as you go:

8 withdrawals at Laurentian Bank ABMs $8.00
5 transfers at AMB or through LBCDirect $5.00
4 withdrawals at ABMs within the Interac network $8.00
25 INTERAC Direct Payment transactions3 $31.25
4 bill payments at ABMs or LBCDirect $8.00
5 pre-approved debits $5.00
7 cheques $8.75
2 stop payments per year (cost distributed monthly) $2.17
1 order of personalized cheques per year (cost distributed monthly) $2.91
The Super Statement (monthly statement) $2.50
Visa* EXPLORE credit card and additional card $9.16
Monthly total with no banking plan $90.74
Fixed monthly rate with the Gold Service plan $29.00
Monthly savings $61.74
Annual savings $740.88
Total number of transactions carried out 60


Monthly fee $29.001
Transactions included Unlimited number of transactions of the following:
  • Withdrawals, transfers and bill payments at Laurentian Bank ABMs
  • Transfers and bill payments with LBCDirect (telephone or Internet)
  • Interac® e-Transfer
  • Pre-approved debits
  • Cheques
Free use of ABMs part of the Interac or PLUS2 (international) networks Unlimited
Account maintenance3 Paper bank statement: $3.00 per month1
Electronic bank statement via epostTM: free
Complementary benefits
  • Visa* EXPLORE card with no annual fees (including a card for your spouse)
  • Overdraft protection4 with no monthly user fee
  • Personal line of credit (minimum of $1,500) with no transaction fees (excluding interests)
  • The Super Statement, free monthly statement
  • Free personalized cheques5
  • Official, cheque at no extra cost
  • Bank drafts in foreign currency at no extra cost
  • 1% rebate on the fixed or variable interest rate for a personal loan
  • Free stop payments
  • $150 rebate on mortgage transfer fee to the Laurentian Bank
  • RRSP with no annual management fees6
Feature The 60 + Advantage offers a discount on this banking plan. If you are eligible, you could save even more!


This plan is suited to you if:

  • You have a very active transaction profile (more than 45 transactions monthly)
  • You hold a considerable number of financial assets

This plan is not suited to you if:

  • You carry out 45 transactions per month or less
  • You don’t use complementary banking services (line of credit, credit card, RRSP, personal loan).



Investment accounts are offered by LBC or LBCFS. LBCFS is a wholly owned subsidiary of LBC and a separate legal entity from LBC, B2B Trustco and any other deposit product issuers or mutual fund companies whose products it distributes. Every LBC advisor is also a licensed LBCFS mutual fund representative. LBCFS’s liability is limited to the conduct of its representatives in the performance of their duties for LBCFS.

* Trademark of Visa International Service Association and used under license.
epostTM is a trademark of Canada Post Corporation

Legal notice

1. Regular fees apply to transactions over and above the number of transactions afforded by the banking plan. Fee schedule in force as of March 1, 2021. For further information about this service and banking fees, please refer to the My Money fee schedule guide.
2. Some ABM operators and merchants may charge for the use of the terminal. These fees are not Laurentian Bank service fees.
3. You will receive a bank statement only when you conduct more than five transactions since the last statement was printed.
4. Subject to credit approval. Interest charges apply.
5. Securitone Model (100 simples/duplicates).
6. Conditions apply. Value of $30.

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