It’s the ultimate banking solution! Make an unlimited number of transactions for a monthly fee of $29.001 no matter how complex your banking needs may be. You can choose from a variety of access modes for to carry out your transactions: Laurentian Bank ABMs, LBCDirect (telephone or internet), INTERAC® Direct Payment, in-branch service…
On top of saving you money, the Gold Service plan includes a score of privileges on a vast array of banking services tailored to your financial profile. Make the most of extra advantages for your personal finances, investments and various commodities.
Below is an example of the savings you can make with the Gold Service plan instead of paying as you go:
|EXAMPLE OF MONTHLY TRANSACTIONS|
|8 withdrawals at Laurentian Bank ABMs||$8.00|
|5 transfers at AMB or through LBCDirect||$5.00|
|4 withdrawals at ABMs part of the INTERAC network||$6.00|
|25 INTERAC Direct Payment transactions3||$25.00|
|4 bill payments at ABMs or LBCDirect||$8.00|
|5 pre-approved debits||$5.00|
|2 stop payments per year (cost distributed monthly)||$2.17|
|One order of personalized cheques (cost distributed monthly)||$2.91|
|The Super Statement (monthly statement)||$2.50|
|Visa* EXPLORE credit card and additional card||$9.16|
|Monthly total with no banking plan||$82.49|
|Fixed monthly rate with the Gold Service plan||$29.00|
|Total number of transactions carried out||60|
|Transactions included||Unlimited number of transactions among the following:
|Free use of ABMs part of the INTERAC or PLUS3 (international) networks||Unlimited|
|Account maintenance4||Paper bank statement: free
Electronic bank statement via epostTM: free
|Feature||The Student Advantage and the 60 + Advantage offer a discount on this Banking Plan. If you are eligible, you could save even more!|
This plan is suited for you if:
- You have a very active transaction profile (more than 45 transactions monthly);
- You hold a considerable number of financial assets.
This plan is not suited for you if:
- You carry out 45 transactions per month or less;
- You don’t use complementary banking services (line of credit, credit card, RRSP, personal loan).
1. Regular fees apply to transactions over and above the number of transactions afforded by the banking plan. Fee schedule in force as of November 1, 2016. For further information about this service and banking fees, please refer to the “My Money” fee schedule guide.
2. A withdrawal or bill payment taken from a cheque being deposited at the branch is considered a withdrawal at the branch.
3. Some ABM operators and merchants may charge for the use of the terminal. These fees are not Laurentian Bank service fees.
4. You will receive a bank statement only when you conduct more than five transactions per month. Applicable account maintenance fees will continue to be charged to your account.
5. Subject to credit approval. Interest charges apply.
6. Securitone Model (100 simples/duplicates).
7. Offered only at certain branches. Reduced charges apply only to Self-directed RRSPs held with full-service brokerage firm Laurentian Bank Securities Inc. and do not apply to Self-directed RRSPs held with Laurentian Bank Discount Brokerage.
8. Service offered in certain branches only.
epostTM is a trademark of Canada Post Corporation