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Personal bank accounts

Calculation and Payment of Interest
Calculation and Payment of Interest Tiers Rate (%) CAN$ Account Rate (%) US$ Account
Day by Day Interest Plus US Less then
$1,000
N/A 0.000
$1,000
to
$4,9992
N/A 0.050
$5,000 to
$9,999 2
N/A 0.250
$10,000
and more2
N/A 0.400
Investment Excellence Less then
$5,000
0.050 N/D
$5,000
to
$24,999
0.200 N/D
$25,000
to
$59,999 2
0.400 N/D
$60,000
to
$99,999 2
0.900 N/D
$100,000
and more2
1.100 N/D

1. Progressive annual interest varies depending on the tier involved. Interest is calculated on the daily minimum balance and is paid monthly. 2. Interest rate applicable on the portion of the balance exceeding the lower limit of the bracket. The Bank reserves the right to change interest rates and rates tiers without prior notice.

 

Periodic Savings and Investment Plan
The Goal Getter
Product Detail Terme Rate (%) CAN$ Account
Budget Plan1 Interest is calculated on the minimum monthly balance and is paid semi-annually. To be determine 0.010
The Project Planner 1, 2 Interest is calculated on the minimum monthly balance and is paid one month after term. - - - 1.250
Security Plan 1
Interest is calculated on the minimum monthly balance and is paid semi-annually.
0-11 months 0.080*

0.000**
12-23 months 0.150*

0.010**
24-35 months 0.220*

0.080**
36-47 months 0.290*

0.150**
48-59 months 0.360*

0.220**
Base rate 0.010
Bonus rate 0.070

1.  Rate effective on October 1, 2015. 2. These accounts are no longer offered

* Rate including bonus
**Rate less penalty

 

 

Active accounts but not offered anymore
Product Detail Rate (%) CAN$ Account
"À la carte"1 Annual interest rate is calculated on the daily closing balance and is paid on April 30 and October 31. 0.050

1. These accounts are no longer offered.