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Yellow Laurentian Bank Visa* EXPLORE credit card.


Laurentian Bank Visa* EXPLORE

This credit card is no longer available to new customers. Check out our other cards.

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The basics.


Annual fee1


Interest rate on purchases2


Interest rate on balance transfers2


Interest rate on cash advances2


Additional cardholder3


The only card you
need to pack.

If you’re an existing Visa* EXPLORE cardholder, you can continue to benefit from all of its advantages.

Use it to earn it.

From traveling to paying bills and everything in between, earn points on all your eligible purchases.4 There’s no limit to the number of points you can collect and they don’t expire.

2 points on Travel and Transportation.

Whether you're renting a car to run errands or checking in an extra bag of luggage, earn rewards on travel and transportation.4

2 points on Recurring Payments.

Turn bill payments into points. Earn points by setting up recurring bill payments.5

1 point on everything else.

Earn 1 reward point for every $1 spent on all other eligible purchases.4


Maximize your earning power.

  • Redeem as little as $1 in points towards your account balance or eligible net purchases.4

  • Earn more rewards just by using your Laurentian Bank credit card with hundreds of inCard offers.

  • Shop online through our eShop and earn up to 15% back in points on your favourite brands such as Apple, Lululemon, Sunwing and more.

  • Earn even more with offers that award you with first-time bonus points or by hitting spend milestones.

First-class digital features.

  • Get a virtual card instantly.

    Need a replacement card? Request one online and get it instantly.

  • Stay on top of your account.

    Keep track of purchases with real-time notifications,6 easily change your contact information, request a credit limit increase, change your PIN and more.

  • Access your rewards.

    View your rewards balance and easily redeem it against a specific purchase or towards your account balance. Plus, shop inCard and eShop special offers.

  • Manage your spending.

    Create a budget and manage your spending by category with simple tools, and get notified when you’re approaching your limit.

  • Take control of your card.

    Get instant security with lock and unlock card features and easily block online transactions in foreign currency.

  • Add cardholders.

    Add authorized users, view their transactions, lock their card or block specific transactions, and set monthly spending limits for each cardholder.

More to love.

Extra benefits and features.

Relax, with comprehensive insurance coverage.


Travel insurance8

Hospital, medical and paramedical care

Up to a $5 million out-of-province coverage, for you and your family:

  • Maximum of 15 days for clients aged 66 to 75

  • Maximum of 31 days for clients aged 65 and under

Trip cancellation

  • Up to $2,000 per person in case of cancellation and $5,000 in case of interruption

Delayed baggage

  • Up to $2,500 per family

Public transportation vehicle accident
  • Up to $500,000 per person

For more details, refer to the:


Auto rental insurance

Auto rental collision/loss damage insurance9

  • Up to 48 consecutive days of coverage

For more details, refer to the:


Purchase insurance and extended warranty10

Purchase insurance

  • Coverage against theft or accidental damage for 90 days on merchandise paid for with the card.

Extended warranty

  • Extended manufacturer’s warranty up to one year.

Visa Zero Liability* fraud protection11

  • You’re covered against unauthorized use of your card. You can shop safely knowing you won’t be charged for fraudulent purchases.

For more details, refer to the:



  • Assur-PaymentTM is an optional program offered to a Laurentian Bank Visa* card primary cardholder.

  • It combines insurance,12 advice and health and wellness assistance services to support you in the event of the unexpected.

  • Assur-PaymentTM provides the support to help you in your daily life and when you need it most.

  • Combines life, disability and job loss insurance13 to fully cover you.

  • Assistance services14 focused on health and well-being.

  • Provides personal budgeting advice, legal advice, and psychological, grief and emotional loss support.

Learn more about Assur-PaymentTM

For more details, refer to the:

Four skiers stand at the top of a sunny, snowy peak, carrying their ski and snowboard equipment. Majestic mountain ranges can be seen in the background.

Pay on your own terms.15

Pay off your large purchases in smaller, manageable monthly payments at a lower interest rate.

Our instalment plan.

Enjoy flexible payment options with Instalments.15 Set up smaller monthly payments for eligible purchases CAD 100 and over, starting at just 5.99% interest.

Buy now, pay later.

Make big or unexpected purchases without hurting your budget. You’ll know exactly how much your monthly payments will be.

No extra credit checks needed.

Instalment payments are part of your existing Credit Limit, so no additional credit checks are required.

Flexible payments.

You can choose between 3-, 6-, 12-, or 24-month plan options starting at rates as low as 5.99%.16

Helpful tips and resources.

Your questions answered.