*Trademark of Visa Int., used under license.
TM Trademark of Laurentian Bank of Canada.
Laurentian Bank: Laurentian Bank of Canada.
Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.
1. Subject to change and credit approval by Laurentian Bank. For more information, consult the disclosure statement provided to you when you opened your Visa account, as updated from time to time.
2. Subject to change and credit approval by Laurentian Bank. For more information about the Laurentian Bank Visa* card, including information about the credit rate, the grace period, charges other than interest or the date on which interest applies, consult the disclosure statement provided to you when you opened your Visa account, as updated from time to time.
3. Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 4 Additional Cardholders on the Account.
4. The standard redemption rate allows 100 points to be redeemed for $1 of net purchases. For full details, refer to the Rewards Program Agreement (PDF, 338 KB).
5. Not all merchants offer pre-authorized debits. Please contact your service provider to set up pre-authorized debits. To see if a purchase qualifies as rewards-eligible, refer to the Rewards Program Agreement (PDF, 338 KB).
6. Laurentian Bank attempts to deliver messages from the publisher in the order they are published. However, network issues could potentially result in out-of-order messages. It is recommended to check the timestamp attributed to the transaction to check for out-of-order messages.
7. Terms and conditions apply. Refer to the Laurentian Bank Referral Program Terms and Conditions (PDF, 312 KB).
8. Issued by Canassurance Insurance Company for the Public Transportation Vehicle Accident Insurance benefit, and by Industrial Alliance, Insurance and Financial Services Inc. and Canassurance Insurance Company for the other benefits. Only persons aged 75 years and under are eligible to this hospital, medical and paramedical care and services insurance coverage. Maximum 31 days for cardholders 65 years of age or under and 15 days for cardholders over 65 years of age for the hospital, medical and paramedical care and services insurance coverage. Some conditions apply. For more details, refer to the summary of the insurance product (PDF, 2 MB) and the Insurance certificate (PDF, 1.4 MB).
9. Underwritten by Chubb Insurance Company of Canada. Some conditions apply. For more details, refer to the summary of the insurance product (PDF, 2 MB) and the Insurance certificate (PDF, 1.4 MB).
10. Issued by the Industrial Alliance Pacific General Insurance Corporation and Canassurance Insurance Company. 90-day purchase insurance warranty against theft or accidental damage for items purchased using your card, and extension of the manufacturer’s warranty up to a maximum of one year. Subject to the conditions applicable to each item. Some conditions apply. For more details, refer to the summary of the insurance product (PDF, 2 MB) and the Insurance certificate (PDF, 1.4 MB).
11. To benefit from this coverage, all cardholders must comply with the Update to the Agreement governing the use of the Laurentian Bank Visa* cards (PDF, 228 KB), including conditions regarding the obligation to protect the PIN.
12. Some terms and conditions apply. Assur-PaymentTM protection for Laurentian Bank Visa cards is issued by the Industrial Alliance Insurance and Financial Services Inc. To be eligible, you must be aged 18 to 64 inclusively at the date of application, live in Canada and be the primary cardholder of a Visa account open and in good standing. A monthly fee of $0.97 per $100 of the monthly balance used applies. Subject to change. For more details, refer to the summary of the insurance product (PDF, 2 MB) and the insurance certificate (PDF, 531 KB).
13. Some terms and conditions apply. Details in the summary of the summary of the insurance product (PDF, 2 MB) and the insurance certificate (PDF, 531 KB). A waiting period is applicable before benefit payments start:
a) in the event of disability, 30 consecutive days for an insured who worked at least 20 hours of paid work in each of the four weeks preceding the beginning of the disability, and 90 consecutive days for successive periods of disability;
b) in the event of loss of employment, 30 consecutive days following job loss.
14. Offered by Homewood Health Inc.
15. The Instalment Plan allows the Eligible Cardholders to pay under certain conditions, Eligible Purchases in equal and consecutive monthly payments (including interest) over a fixed Payment Period. You determine the duration of Your Payment Period (in months) and the annual interest rate that will apply is the annual rate of interest corresponding to the selected Payment Period. Eligibility criteria apply: You are an Eligible Cardholder, Your Account must be in Good Standing, Purchases must qualify as an Eligible Purchase. For full details on the terms and conditions that apply, please refer to the Update to the Agreement governing the use of the Laurentian Bank Visa* cards (PDF, 228 KB).
16. Interest rate depends on the payment period chosen when you enrol an eligible purchase for an instalment plan and is subject to change. Terms and conditions apply.
Here is an example (for illustration purposes): if you enrol an eligible purchase of $900 CAD for an instalment plan for a payment period of 3 months, your interest rate will be 5.99%. Therefore, after instalment setup, you will repay $304.50 monthly, which includes approx. $13.48 of interest. For more details, speak to an advisor or visit www.laurentianbank.ca/instalmentplan.
17. Terms and conditions apply. For more information, refer to the Update to the Agreement governing the use of the Laurentian Bank Visa* cards (PDF, 228 KB).
18. You must obtain consent of the friend or family member as applicable, to provide Laurentian Bank and its service provider with their contact information for the purpose of sending the referral code.