NO FEE
Laurentian Bank
Visa* Reward Me
Laurentian Bank Visa* Reward Me
Get up to 3x the points on everyday purchases. That’s equal to 3% in cash back.
Plus, you could earn up to 19,000 bonus points.
Get up to $280 in value with our welcome offer.1
A warm welcome with our limited time offer.1
Earn up to $90 in points.
In the first 3 months, you’ll get 3x the points equal to 3% in cash back on gas, grocery and recurring payments. You’ll also earn 2x the points equal to 1% in cash back on all other eligible purchases up to a total combined spend of $3,000.
Get up to 19,000 bonus points.
Here’s how you can earn more points:
5,000 bonus points worth $50 when you make your first purchase;
5,000 bonus points worth $50 when you add an authorized user;
5,000 bonus points worth $50 when you set up a pre-authorized payment within the first 3 months;
2,000 bonus points worth $20 when you set up an instalment plan for 1 eligible purchase within the first 3 months; and
2,000 bonus points worth $20 when you refer a friend or family member.2
The basics.
$0
Annual fee3
20.99%
Interest rate on purchases4
21.99%
Interest rate on balance transfers4
22.99%
Interest rate on cash advances4
Free
Additional cardholder5
REWARDS
Earn rewards for every dollar spent.
Earn bonus points for every dollar spent on exclusive merchant offers available through Laurentian Bank Rewards. Redeem points for cash back towards your account balance or against a specific purchase.6
Plus, manage your rewards easily and conveniently online.
Use it to earn it.
From groceries to gas, recurring payments and everything in between, earn points on all your eligible purchases.6
1 point on Gas and Grocery.
Cover your basics with points on gas and groceries.6
1 point on Recurring Payments.
Get rewarded by setting up recurring bills payments.7
0.5 point on everything else.
Earn bonus points for every dollar spent on all other eligible purchases.6
FEATURED BENEFITS
Maximize your earning power.
Redeem as little as $1 in points towards your account balance or eligible net purchases.6
Earn more rewards just by using your Laurentian Bank credit card with hundreds of inCard offers.
Shop online through our eShop and earn up to 30% back in points on your favourite brands such as Nike, Lululemon, Indigo and more.
Earn even more with offers that award you with first-time bonus points or by hitting spend milestones.
First-class digital features.
Get a virtual card instantly.
Apply online and get your virtual card within seconds of being approved and start spending right away. Need a replacement card? Request one online and get it instantly.
Stay on top of your account.
Keep track of purchases with real-time notifications8, easily change your contact information, request a credit limit increase, change your PIN and more.
Access your rewards.
View your rewards balance and easily redeem it against a specific purchase or towards your account balance. Plus, shop inCard and eShop special offers.
Manage your spending.
Create a budget and manage your spending by category with simple tools and get notified when you’re approaching your limit.
Take control of your card.
Get instant security with lock and unlock card features and easily block online transactions in foreign currency.
Add cardholders.
Add authorized users, view their transactions, lock their card or block specific transactions, and set monthly spending limits for each cardholder.
More to love.
Extra benefits and features.
Relax, with comprehensive insurance coverage.
PURCHASES
Purchase insurance and extended warranty9
Purchase insurance
Coverage against theft or accidental damage for 90 days on merchandise paid for with the card.
Extended warranty
Extended manufacturer’s warranty up to one year.
Visa Zero Liability* fraud protection10
You’re covered against unauthorized use of your card. You can shop safely knowing you won’t be charged for fraudulent purchases.
For more details, refer to the:
COVERAGE
Assur-PaymentTM
Assur-PaymentTM is an optional program offered to a Laurentian Bank Visa* card primary cardholder.
It combines insurance,11 advice and health and wellness assistance services to support you in the event of the unexpected.
Assur‑PaymentTM provides the support to help you in your daily life and when you need it most.
Combines life, disability and job loss insurance12 to fully cover you.
Assistance services13 focused on health and well-being.
Provides personal budgeting advice, legal advice, and psychological, grief and emotional loss support.
Learn more about Assur-PaymentTM
For more details, refer to the:
Pay on your
own terms.14
Pay on your own terms.14
Pay off your large purchases in smaller, manageable monthly payments at a lower interest rate.
Our instalment plan.
Enjoy flexible payment options with Instalments.14 Set up smaller monthly payments for eligible purchases CAD 100 and over, starting at just 5.99% interest.
Buy now, pay later.
Make big or unexpected purchases without hurting your budget. You’ll know exactly how much your monthly payments will be.
No extra credit checks needed.
Instalment payments are part of your existing Credit Limit, so no additional credit checks are required.
Flexible payments.
You can choose between 3-, 6-, 12-, or 24-month plan options starting at rates as low as 5.99%.15
Is this card right for me?
Residency and age requirements.
You must be a Canadian resident and meet the age of majority in your province or territory.
No fees, please.
You don’t want to pay an annual fee for your credit card or to add additional cardholders.
Flexible rewards program.
You want the flexibility of redeeming points towards your balance or specific purchases.
Build your credit.
You want a card that will help you build your credit or to use as a secondary card in your wallet.
Purchase insurance coverage.
You want to benefit from coverage on purchases and extended manufacturer's warranty.
Helpful tips and resources.
