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A plant blooming with coins.

FIXED-RATE GIC

Watch your savings bloom.

Attractive returns with a guaranteed principal and rates over a fixed period. With our GICs, you can look forward to greater consistency and stability as your investments grow and grow.

An investment that pays off.

  • Worry-free investing.

    Both your return and initial investment are 100% guaranteed.

  • Predictable returns.

    Know exactly how much income you’ll earn with the choice of how to receive your payments.

  • Flexible terms.

    Available terms range from 90 days to 10 years.

Guaranteed returns await you.

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Choose from our special rates.

5.25%

2-year term

5.00%

5-year term

Some conditions apply. Not cashable. Rates are subject to change.1

Features

    • Minimum investment amount: $500
    • Cashable: No
    • Eligible for deposit insurance from the Canada Deposit Insurance Corporation (CDIC)


Short-term: less than 2 years

    • Simple interest: paid at maturity.


Medium and long-term: 2 to 10 years

    • Option of simple or compound interest.
    • Simple interest: paid annually.
    • Compound interest: compounded annually and paid at maturity.



All our GIC rates.

Some conditions apply. Non-redeemable. Rates are subject to change.1


1.50


2.00


2.70


4.60

5.25


4.70


4.70


5.00


5.00


5.00


Term

3 months

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6 months

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9 months

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1 year

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2 years

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3 years

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4 years

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5 years

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7 years

Annual % rate

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10 years

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Registered or non-registered? You decide.

Registered

  • Eligible for registered plans such as TFSA, RRSP, RRIF, LIRA and LIF.
  • Interest income earned is tax-sheltered.

Non-registered

  • Interest income earned is taxable.
  • No contribution limits or age restrictions.

More information on all the available plans.

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Ready to invest?

Helpful tips and resources.

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Your questions answered.