FIXED-RATE GIC
Watch your savings bloom.
Attractive returns with a guaranteed principal and rates over a fixed period. With our GICs, you can look forward to greater consistency and stability as your investments grow and grow.
An investment that pays off.
Worry-free investing.
Both your return and initial investment are 100% guaranteed.
Predictable returns.
Know exactly how much income you’ll earn with the choice of how to receive your payments.
Flexible terms.
Available terms range from 90 days to 10 years.
Guaranteed returns await you.
Choose from our special rates.
4.65%
13-month term
4.35%
2-year term
4.20 %
3-year term
Some conditions apply. Not cashable. Rates are subject to change.1
Features
Minimum investment amount: $500
Cashable: No
Eligible for deposit insurance from the Canada Deposit Insurance Corporation (CDIC)
Short-term: less than 2 years
Simple interest: paid at maturity.
Medium and long-term: 2 to 10 years
Option of simple or compound interest.
Simple interest: paid annually.
Compound interest: compounded annually and paid at maturity.
All our GIC rates.
Some conditions apply. Non-redeemable. Rates are subject to change.1
Term | ||||
|---|---|---|---|---|
3 months Annual % rate Maturity % rate 2.00 | 2.00 | |||
6 months Annual % rate Maturity % rate 3.25 | 3.25 | |||
9 months Annual % rate Maturity % rate 3.75 | 3.75 | |||
1 year Annual % rate Maturity % rate 4.50 | 4.50 | |||
13 months Annual % rate Maturity % rate 4.65 | 4.65 | |||
2 years Annual % rate 4.35 Maturity % rate | 4.35 | |||
3 years Annual % rate 4.20 Maturity % rate | 4.20 | |||
4 years Annual % rate 4.10 Maturity % rate | 4.10 | |||
5 years Annual % rate 4.10 Maturity % rate | 4.10 | |||
7 years Annual % rate 4.10 Maturity % rate | 4.10 | |||
10 years Annual % rate 4.15 Maturity % rate | 4.15 |
Registered or non-registered? You decide.
Registered
- Eligible for registered plans such as TFSA, RRSP, RRIF, LIRA and LIF.
- Interest income earned is tax-sheltered.
Non-registered
- Interest income earned is taxable.
- No contribution limits or age restrictions.
Select the plan type that meets your needs.
More information on all the available plans.
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Helpful tips and resources.
