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Special rate5.75%2-year term1
A plant blooming with coins.


Watch your savings bloom.

Attractive returns with a guaranteed principal and rates over a fixed period. With our GICs, you can look forward to greater consistency and stability as your investments grow and grow.

Book a meeting today. Or, call us at 1-844-329-6457. We’re available 7 days a week from 7:00 am to 9:00 pm ET.

Or, call us at 1-844-329-6457.

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Not a customer yet?

To take advantage of some of the most competitive rates on the market, you’ll need an account with Laurentian Bank. Opening a chequing account or High Interest Savings Account (HISA) online is easy and takes just a few minutes.

An investment that pays off.

  • Worry-free investing.

    Both your return and initial investment are 100% guaranteed.

  • Predictable returns.

    Know exactly how much income you’ll earn with the choice of how to receive your payments.

  • Flexible terms.

    Available terms range from 90 days to 10 years.

Guaranteed returns await you.

Choose from our special rates.


2-year term


30-month term


5-year term

Some conditions apply. Not cashable. Rates are subject to change.


  • Minimum investment amount: $500

  • Cashable: No

  • Eligible for deposit insurance from the Canada Deposit Insurance Corporation (CDIC)

Short-term: less than 2 years

  • Simple interest: paid at maturity.

Medium and long-term: 2 to 10 years

  • Option of simple or compound interest.

  • Simple interest: paid annually.

  • Compound interest: compounded annually and paid at maturity.

All our GIC rates.

Some conditions apply. Non-redeemable. Rates are subject to change.













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Registered or non-registered? You decide.


  • Eligible for registered plans such as TFSA, RRSP, RRIF, LIRA and LIF.
  • Interest income earned is tax-sheltered.


  • Interest income earned is taxable.
  • No contribution limits or age restrictions.

Select the plan type that meets your needs.

More information on all the available plans.

Helpful tips and resources.

Your questions answered.

Earn up to4.00%interest2
A young woman stands outside holding her phone. She smiles over her shoulder at the camera.


Save more than before.

Get a great everyday rate and watch your savings stack up. Open a High Interest Savings Account (HISA) today.

Check out our HISA

LBC: Laurentian Bank of Canada

LBCFS: LBC Financial Services Inc.

  1. Some terms and conditions apply. Promotional rates may be modified or cancelled at any time, without prior notice. These offers may not be combined with any other offer or promotion, or any other benefit for the same type of investment (product). GICs are not cashable. Simple interest is paid on terms of less than two years. Clients have a choice of simple or compound interest on terms of two years or more. Simple interest is calculated and paid annually. Compound interest is calculated and compounded annually, and paid at maturity. Individuals residing outside of Quebec who do not currently hold a Laurentian Bank of Canada investment product are not eligible for this offer. This product is eligible for registered and non-registered plans. This product is eligible for deposit insurance from the Canadian Deposit Insurance Corporation (CDIC), up to the maximum limit for coverage from the CDIC, and subject to applicable conditions. This offer cannot be combined with any other offer. For more information, call 1-844-494-0076 or contact your advisor.

  2. Some terms and conditions apply. The annual interest rate is subject to change at any time. Rates in effect are: Balance of less than $100,000: 3.00%. $100,000 to $5,000,000: 4.00%. $5,000,000.01 and over: 1.00%. Simple interest is calculated on the daily minimum balance and is paid monthly based on the tiers. Laurentian Bank reserves the right to change the annual interest rate by posting a general notice in each of its branches and on the current rates page.

Existing investment accounts are offered by Laurentian Bank of Canada (“Laurentian Bank”) or LBC Financial Services Inc. (“LBCFS”). LBCFS is a wholly-owned subsidiary of Laurentian Bank and a separate entity from Laurentian Bank, B2B Trustco and all other issuers or mutual fund companies whose products it distributes. Newly opened investment accounts must be LBCFS accounts. A Laurentian Bank advisor is also a licensed LBCFS mutual fund representative. LBCFS’s liability is limited to the conduct of its representatives in the performance of their duties for LBCFS.