1. Restrictions apply to beneficiaries aged 16 and 17.
Mutual funds are distributed by LBC Financial Services Inc. (“LBCFS”), a subsidiary of Laurentian Bank of Canada (“Laurentian Bank”). LBCFS is a corporate entity separate from Laurentian Bank, B2B Trustco, and any mutual fund company. Registered LBCFS representatives are also Laurentian Bank employees. Accordingly, LBCFS’s liability is limited to the conduct of its representatives in the performance of their duties for LBCFS. Important information is provided in the relevant fund facts. Please read this (or these) document(s) carefully prior to investing. For more information regarding the funds you trade, please refer to their simplified prospectuses. To obtain a copy of the fund facts and/or the simplified prospectus(es) for your fund(s), please contact an LBCFS representative at any Laurentian Bank branch. Commissions, trailing commissions, management fees and other expenses may all be associated with mutual fund investments. Mutual funds offered through LBCFS are not insured by the Canada Deposit Insurance Corporation, Canadian securities regulators, or any other public deposit insurer. Furthermore, these funds are not guaranteed, in whole or in part, by the Laurentian Bank, B2B Trustco, or any mutual fund company. There is no guarantee that the fund will be able to maintain a fixed net asset value per unit or that the full amount of your investment in the fund will be returned to you. The value of funds often fluctuates, and past performance is not indicative of future performance.