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Balance1 | Rate in USD (%) |
|---|---|
Less than $1,000 | 0.000 |
$1,000 to $4,999 | 0.050 |
$5,000 to $9,999 | 0.100 |
$10,000 and over | 0.100 |
Balance1 | Rate in CAD (%) |
|---|---|
Less than $5,000 | 0.050 |
$5,000 to $24,999 | 0.050 |
$25,000 to $59,999 | 0.100 |
$60,000 to $99,999 | 0.400 |
$100,000 and over | 0.500 |
Some terms and conditions apply. The annual interest rate is subject to change at any time. Simple interest is calculated on the daily minimum balance and is paid monthly based on the tiers. Laurentian Bank reserves the right to change the annual interest rate by posting a rate sheet in each of its branches and on this page.
Balance | Annual interest rate (%) |
|---|---|
Under $100,000 | 3.00 |
$100,000 up to $5,000,000 | 4.00 |
Over $5,000,000 | 1.00 |
Rates effective as of October 13, 2020.
Term | Rate in CAD (%) |
|---|---|
Not applicable | 0.010 |
Term | Rate in CAD (%) |
|---|---|
Not applicable | 0.300 |
Term | ||||
|---|---|---|---|---|
0 to 11 months Rate including bonus in CAD (%)0.080 Rate minus penalty in CAD (%)0.000 | 0.080 | 0.000 | ||
12 to 23 months Rate including bonus in CAD (%)0.150 Rate minus penalty in CAD (%)0.010 | 0.150 | 0.010 | ||
24 to 35 months Rate including bonus in CAD (%)0.220 Rate minus penalty in CAD (%)0.080 | 0.220 | 0.080 | ||
36 to 47 months Rate including bonus in CAD (%)0.290 Rate minus penalty in CAD (%)0.150 | 0.290 | 0.150 | ||
48 to 59 months Rate including bonus in CAD (%)0.360 Rate minus penalty in CAD (%)0.220 | 0.360 | 0.220 |
Account name | ||||
|---|---|---|---|---|
À la carte DetailsThe annual interest rate is calculated on the daily closing balance and paid on April 30 and October 31. Rate in CAD (%)0.050 | The annual interest rate is calculated on the daily closing balance and paid on April 30 and October 31. | 0.050 | ||
- RIQ (Réseau des ingénieurs du Québec) - OSPE (Ontario Society of Professional Engineers) DetailsThe annual interest rate is calculated on the monthly closing balance and paid monthly. Rate in CAD (%)0.050 | The annual interest rate is calculated on the monthly closing balance and paid monthly. | 0.050 | ||
Extra Plan and Extra Plan+ DetailsThe annual interest rate is calculated on the monthly closing balance and paid monthly. Rate in CAD (%)0.250 | The annual interest rate is calculated on the monthly closing balance and paid monthly. | 0.250 | ||
Personal Internet Account DetailsThe annual interest rate is calculated on the monthly closing balance and paid monthly. Rate in CAD (%)0.050 | The annual interest rate is calculated on the monthly closing balance and paid monthly. | 0.050 | ||
Commercial Internet Account DetailsThe annual interest rate is calculated on the monthly closing balance and paid monthly. Rate in CAD (%)0.500 | The annual interest rate is calculated on the monthly closing balance and paid monthly. | 0.500 |
Laurentian Bank: Laurentian Bank of Canada.
Interest rate applicable on the portion of the balance exceeding the lower limit of the bracket. The Bank reserves the right to change interest rates and rates tiers without prior notice.
Although still active, this type of account is no longer offered by Laurentian Bank.
