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Balance1 | Rate in USD (%) |
|---|---|
Less than $1,000 | 0.000 |
$1,000 to $4,999 | 0.050 |
$5,000 to $9,999 | 0.100 |
$10,000 and over | 0.100 |
Balance1 | Rate in CAD (%) |
|---|---|
Less than $5,000 | 0.050 |
$5,000 to $24,999 | 0.050 |
$25,000 to $59,999 | 0.100 |
$60,000 to $99,999 | 0.400 |
$100,000 and over | 0.500 |
Some terms and conditions apply. The annual interest rate is subject to change at any time. Simple interest is calculated on the daily minimum balance and is paid monthly based on the tiers. Laurentian Bank reserves the right to change the annual interest rate by posting a rate sheet in each of its branches and on this page.
Balance | Annual interest rate (%) |
|---|---|
Under $100,000 | 3.00 |
$100,000 up to $5,000,000 | 4.00 |
Over $5,000,000 | 1.00 |
Rates effective as of October 13, 2020.
Term | Rate in CAD (%) |
|---|---|
Not applicable | 0.010 |
Term | Rate in CAD (%) |
|---|---|
Not applicable | 0.300 |
Term | ||
|---|---|---|
0 to 11 months | Rate including bonus in CAD (%) 0.080 | Rate minus penalty in CAD (%) 0.000 |
12 to 23 months | Rate including bonus in CAD (%) 0.150 | Rate minus penalty in CAD (%) 0.010 |
24 to 35 months | Rate including bonus in CAD (%) 0.220 | Rate minus penalty in CAD (%) 0.080 |
36 to 47 months | Rate including bonus in CAD (%) 0.290 | Rate minus penalty in CAD (%) 0.150 |
48 to 59 months | Rate including bonus in CAD (%) 0.360 | Rate minus penalty in CAD (%) 0.220 |
Account name | ||
|---|---|---|
À la carte | Details The annual interest rate is calculated on the daily closing balance and paid on April 30 and October 31. | Rate in CAD (%) 0.050 |
- RIQ (Réseau des ingénieurs du Québec) - OSPE (Ontario Society of Professional Engineers) | Details The annual interest rate is calculated on the monthly closing balance and paid monthly. | Rate in CAD (%) 0.050 |
Extra Plan and Extra Plan+ | Details The annual interest rate is calculated on the monthly closing balance and paid monthly. | Rate in CAD (%) 0.250 |
Personal Internet Account | Details The annual interest rate is calculated on the monthly closing balance and paid monthly. | Rate in CAD (%) 0.050 |
Commercial Internet Account | Details The annual interest rate is calculated on the monthly closing balance and paid monthly. | Rate in CAD (%) 0.500 |
