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Personal bank account rates.

Progressive annual interest varies depending on the tier involved. Interest is calculated on the daily minimum balance and paid monthly.

Day by Day Interest Plus US Account

Balance1

Rate in USD (%)

Less than $1,000

0.000

$1,000 to $4,999

0.050

$5,000 to $9,999

0.100

$10,000 and over

0.100

Investment Excellence Account2

Balance1

Rate in CAD (%)

Less than $5,000

0.050

$5,000 to $24,999

0.050

$25,000 to $59,999

0.100

$60,000 to $99,999

0.400

$100,000 and over

0.500

High Interest Savings Account (HISA).

Some terms and conditions apply. The annual interest rate is subject to change at any time. Simple interest is calculated on the daily minimum balance and is paid monthly based on the tiers. Laurentian Bank reserves the right to change the annual interest rate by posting a rate sheet in each of its branches and on this page.

Balance

Annual interest rate (%)

Under $100,000

3.00

$100,000 up to $5,000,000

4.00

Over $5,000,000

1.00

Periodic savings and investment plan: The Goal Getter.

Rates effective as of October 13, 2020.

Budget Plan

Interest is calculated on the minimum monthly balance and paid semi-annually.

Term

Rate in CAD (%)

Not applicable

0.010

The Project Planner2

Interest is calculated on the minimum monthly balance and paid one month after term.

Term

Rate in CAD (%)

Not applicable

0.300

Security Plan

Interest is calculated on the minimum monthly balance and paid semi-annually. Base rate: 0.010% Bonus rate : 0.070%

0.080

0.000

0.150

0.010

0.220

0.080

0.290

0.150

0.360

0.220

Term

0 to 11 months

Rate including bonus in CAD (%)

Rate minus penalty in CAD (%)

12 to 23 months

Rate including bonus in CAD (%)

Rate minus penalty in CAD (%)

24 to 35 months

Rate including bonus in CAD (%)

Rate minus penalty in CAD (%)

36 to 47 months

Rate including bonus in CAD (%)

Rate minus penalty in CAD (%)

48 to 59 months

Rate including bonus in CAD (%)

Rate minus penalty in CAD (%)

Active accounts no longer offered.

The annual interest rate is calculated on the daily closing balance and paid on April 30 and October 31.

0.050

The annual interest rate is calculated on the monthly closing balance and paid monthly.

0.050

The annual interest rate is calculated on the monthly closing balance and paid monthly.

0.250

The annual interest rate is calculated on the monthly closing balance and paid monthly.

0.050

The annual interest rate is calculated on the monthly closing balance and paid monthly.

0.500

Account name

À la carte

Details

Rate in CAD (%)

- RIQ (Réseau des ingénieurs du Québec)

- OSPE (Ontario Society of Professional Engineers)

Details

Rate in CAD (%)

Extra Plan and Extra Plan+

Details

Rate in CAD (%)

Personal Internet Account

Details

Rate in CAD (%)

Commercial Internet Account

Details

Rate in CAD (%)

Laurentian Bank: Laurentian Bank of Canada.

  1. Interest rate applicable on the portion of the balance exceeding the lower limit of the bracket. The Bank reserves the right to change interest rates and rates tiers without prior notice.

  2. Although still active, this type of account is no longer offered by Laurentian Bank.