A couple sits among boxes in their new home, getting ready to unpack and settle in.


Unpack our best rates.

When buying a home, you’re looking for a mortgage with competitive interest rates. With a Laurentian Bank variable-rate mortgage, the interest rate moves with the market. This gives you an opportunity to benefit from a potential rate decrease and can help you save on your dream home.

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The benefits.


Choose from 3 or 5 year closed.

Payment frequency.

Set up your payments for monthly, month-end, biweekly or weekly.


Switch to a fixed-rate closed term that’s the same or more than your remaining mortgage term at any time.


  • Our offer.

    The interest rate of the 3- and 5-year term mortgage moves during the term, based on Laurentian Bank's prime rate.

    View mortgage rates
  • Variable payments.

    Variable payments let you make the most of a moving market. They keep your mortgage payments as low as possible, all based on the fluctuating prime rate.

  • Prepayment options.

    • Any prepayments you make are directly applied to the principal, lowering your overall costs.

    • Make additional payments2 to repay up to 15% of the original loan amount once a year.

A mother and daughter are in a cloth tent set up indoors. Surrounded by soft fairy lights, they lay happily on their stomachs, propped up on their arms.


Take cover from life’s what ifs.

Protect all you love from life’s uncertainties with mortgage insurance.
More about mortgage insurance

Helpful tips and resources.

Your questions answered.