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HIGH INTEREST SAVINGS ACCOUNT (HISA)

Let your savings work for you.

A High Interest Savings Account (HISA) lets you earn a higher interest rate on your balance, while always having your money available.

Open an account
Book a meeting with an advisor
Open a HISA

Earn up to 3.20% interest1

Our best rates, every day.

2.20%

Earn 2.20% on your first $100,000 in savings.

3.20%

Earn 3.20% on all savings over $100,000 up to $5,000,000.

1.00%

Earn 1% on all savings over $5,000,000.

No minimum balance.

Earn interest on every dollar.

Rates are subject to change.

A highly interesting account.

  • Build your savings faster.

    Earn a competitive interest every month and watch your savings grow risk-free. Plus, no management fees.

  • Be ready for a rainy day.

    Your money is always available. No need to wait if you want it.

  • Saving made easy.

    Make regular deposits with our scheduled savings feature.

Account features.

Transaction fees are pay-per-use.

Feature

Fee

Paper statement2

$3.00 per month

eStatement

Free

Send money with Interac e-Transfer®

$1.00

Receive money with Interac e-Transfer including Autodeposit

Free

Interac e-Transfer Request Money

$1.00

Transfer between Laurentian Bank accounts with LBCDirect and the mobile app

Free

Pre-authorized payment

$1.00

You’re eligible if:

  • You’re a resident of Canada.
  • You’ve reached the age of majority in your province.
  • You have valid government-issued photo ID.
  • You have your Social Insurance Number (SIN) ready.
View all features and fees (PDF, 445 KB)

Helpful tips and resources.

Your questions answered.

Useful links

Open an account FAQFund your accountBudget calculatorTalk to an advisorView our current rates

Bank with us and get better benefits.

Achieving financial wellbeing is easier than you think.

Save on autopilot.

Set up automatic transfers from your chequing account or transfer funds with Interac e-Transfer and watch your savings take flight. Every dollar you save can make a difference.

Funds at your fingertips.

With our new app, banking on the go has never felt easier.

Download our app

Safe and secure.

From alerting you about suspicious activities, to protecting your data, we’ve got your back.

View our security policy
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CHEQUING ACCOUNTS

A winning combo.

Open a chequing account for easy everyday banking while saving with your HISA.
View chequing accounts

Let's connect.

Interac e-Transfer is a registered trademark of Interac Corp. Used under licence.

Laurentian Bank: Laurentian Bank of Canada.

  1. Some terms and conditions apply. The annual interest rate is subject to change at any time. Rates in effect are: Balance up to $100,000: 2.20%. $100,000.01 to $5,000,000: 3.20%. $5,000,000.01 and over: 1.00%. Simple interest is calculated on the daily minimum balance and is paid monthly based on the tiers. Laurentian Bank reserves the right to change the annual interest rate by posting a general notice in each of its branches and on the current rates page.

  2. You will receive a bank statement only when you conduct more than five transactions since the last statement was printed. Applicable account maintenance fees will continue to be charged to your account.

  3. Regular fees apply to all transactions based on the fee schedule in effect as of June 1, 2025. For further information about this service and banking fees, refer to the My Money guide (PDF, 445 KB).