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A chequing account's best friend.

Keep your account safe with overdraft protection. For when life doesn't throw you a bone.

Talk to an advisor


Overdraft protection lets you cover your cheques, pre-authorized debits and other transactions, up to a maximum amount. You only pay a small fee if you use this service. Avoid costly NSF fees and other penalties for bounced cheques and declined pre-approved debits.

Protection amount.

  • Between $250 and $1,500.

  • Once set up, your overdraft protection is always available.


  • $5.00 per month.1 No fee when you don’t use it.

  • Interest2 is charged on the overdraft amount you use.

Quick access to funds.

Gives you access to short-term cash when you need it. Never worry that you can’t cover unexpected expenses in an emergency.

Helpful tips and resources.

Your questions answered.

Earn up to4.00%interest3
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Let your savings work for you.

A High Interest Savings Account (HISA) lets you earn a higher interest rate on your balance, while always having your money available.

Open an account
  1. Pricing in effect as of March 1, 2021, subject to change. Free with Gold Service package, Privilege Program and Senior Citizen Program - Indispensable option.

  2. For further information about this service and banking fees, please refer to the My Money guide (PDF, 410 KB). Subject to credit approval.

  3. Some terms and conditions apply. The annual interest rate is subject to change at any time. Rates in effect are: Balance of less than $100,000: 3.00%. $100,000 to $5,000,000: 4.00%. $5,000,000.01 and over: 1.00%. Simple interest is calculated on the daily minimum balance and is paid monthly based on the tiers. Laurentian Bank reserves the right to change the annual interest rate by posting a general notice in each of its branches and on the current rates page.