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GUARANTEED INVESTMENT CERTIFICATES

More time for what matters most.

Whatever you’re saving for, a Laurentian Bank Guaranteed Investment Certificate (GIC) can help get you there sooner. So just focus on what you love.

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Our GICs at a glance.

A plant blooming with coins.

FIXED-RATE GIC

Grow your savings worry-free with guaranteed returns.

Need a safe place to park your savings? With a fixed-rate GIC, both your return and initial investment are 100% guaranteed. That way you can stay focused on your goal.

Three plants blooming with coins, from small to big, are being watered with a watering can.

MARKET-LINKED GIC

Invest in the market without the risk.

Looking for an investment with high return potential and minimal risk? Our ActionGIC is a market-linked GIC that gives you access to the stock market while fully protecting your principal.

Here’s why you can count on GICs.

Stock going up

Risk-free.

Your initial investment is 100% guaranteed. Let your money work for you, safely.

Competitive rates.

Get attractive rates that will see your savings bloom. Because low risk doesn’t have to mean low returns.

Flexible terms.

When it comes to saving, there are no small goals. Whether you want to invest for 90 days or up to 10 years, we have a GIC to meet your needs.

Know the benefits.

  • Versatile enough for all your goals.

    Whether you’re saving for a vacation, a car or renovations, find the term and returns that put your money to work.

  • Talk about tax-efficient investing.

    Our GICs are RRSP, RRIF and TFSA eligible. Building your savings while saving on taxes? We’d call that a win-win.

  • CDIC insured for peace of mind.

    Eligible for Canada Deposit Insurance Coverage (CDIC) for added protection.

Helpful tips and resources.

Your questions answered.

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The right account. The right advice.

At Laurentian Bank, we’ve been serving our customers, their families and our communities since 1846. Improving the financial wellbeing of our customers is our raison d'être. Let us be part of your success.

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