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A grandfather, father and daughter sit on a dock with their legs dangling over the water.


More time for what matters most.

Whatever you’re saving for, a Laurentian Bank Guaranteed Investment Certificate (GIC) can help get you there sooner. So just focus on what you love.

Talk to an advisor

Our GICs at a glance.

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Protect your investments with guaranteed returns.

Grow your investments securely with our fixed-rate Guaranteed Investment Certificates (GICs).

Get attractive returns with a guaranteed principal and rates over a fixed period.

Three plants blooming with coins, from small to big, are being watered with a watering can.


Get the best of both worlds with ActionGICs.

It's about performance with peace of mind. Reap the rewards of stock market returns with the comfort of knowing your principal is 100% guaranteed.

Here’s why you can count on GICs.

Stock going up


Your initial investment is 100% guaranteed. Let your money work for you, safely.

Competitive rates.

Get attractive rates that will see your savings bloom. Because low risk doesn’t have to mean low returns.

Flexible terms.

When it comes to saving, there are no small goals. Whether you want to invest for 90 days or up to 10 years, we have a GIC to meet your needs.

Know the benefits.

  • Versatile enough for all your goals.

    Whether you’re saving for a vacation, a car or renovations, find the term and returns that put your money to work.

  • Talk about tax-efficient investing.

    Our GICs are RRSP, RRIF and TFSA eligible. Building your savings while saving on taxes? We’d call that a win-win.

  • CDIC eligible coverage for peace of mind.

    Eligible for Canada Deposit Insurance Coverage (CDIC) for added protection.

Helpful tips and resources.

Your questions answered.

A smiling grandfather and granddaughter lie belly-down on the carpet in front of a sofa, each holding one side of a tablet.


It’s not how much, it’s with whom.

Invest with us and benefit from personalized advice to build your dream retirement.

Invest now