THE EXCHANGE Network
THE EXCHANGE® Network brings together several financial institutions across the country with the main goal of giving access to all their automated banking machines (ABMs) without additional fees.1,2 Laurentian Bank has joined this network to allow its clients to make day-to-day transactions at the ABM, free of charge, at more service points in Quebec and across Canada.
Stop using ABMs that charge you a few dollars each time you need cash, and look for an ABM from THE EXCHANGE® Network instead! With this new service, you could save an average of $3 per transaction.
How does it work?
Use your debit card3 at one of 3,000 automated banking machines displaying the logo of THE EXCHANGE® Network.
Here are the transactions available with no additional fees1,2
THE EXCHANGE® Network’s ABMs let you perform day-to-day banking transactions:
- Withdraw4
- Deposit5,8,9
- Change of your PIN
- Transfer between your Laurentian Bank accounts6
- Check your account balance
Consult the comparative table of banking transactions.
+ At your service throughout Canada…
Look for this logo on
automated banking machines!
+ … and in the US
How to find surcharge-free Accel® ABM?
Check this field on the network locator.
We recommend that you choose a four-digit PIN if you often travel abroad.
Look for this logo on
automated banking machines!
There’s always an ABM on your way!
FIND AN ABM
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| THE EXCHANGE® Network | Accel® Network (U.S.) |
Allpoint® Network (U.S.) |
Download THE EXCHANGE application to find the banking machine nearest you.
The app is free and user-friendly.
Available for your smartphone, iPad and Apple Watch.
THE EXCHANGE®, Accel® and Allpoint® are registered trademarks of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
Legal notice
- There are no fees to use an automated banking machine in THE EXCHANGE® Network.
- Additional transaction fees apply (withdrawal and/or transfer). If you have a plan and have not exceeded the number of monthly transactions included, or if you are a personal banking customer and have a minimum daily balance of $3,000 in an active Operations Account, no transaction fees will apply. Please refer to the My Money guide (personal banking customers) or the My Transaction Tools guide (business customers).
- This service is available to all personal banking and business customers who hold a Laurentian Bank debit card.
- It is not possible to perform fund withdrawals or transfers with an account that requires more than one cardholder signatures to carry out transactions.
- The Bank will place a hold on funds when cheques and commercial bills deposited into your account at an automated banking machine exceed the daily limit (personalized rating) associated with your client card. Funds from deposits made at THE EXCHANGE® Network ABMs may be held for a maximum of five (5) working days.
- Please note that the sums transferred will be held for a maximum of five (5) working days. It is not possible to perform fund withdrawals or transfers with an account that requires more than one cardholder signatures to carry out transactions.
- Additional fees may be applied to transactions, depending on the ABM used. Use the Accel ABM locator at accelnetwork.com to find an ABM.
- Deposit limits may vary depending on the ATM operator.
- Please note that if you do not hold a Business or Business Performance package or if you exceed the deposit amount included in your package, the following deposit fees apply:
- Cheque deposit into your current Business account (CA $): $0.20 per item
- Cheque deposit (US $) into your Day by Day Plus account (US $): US $0.25 per item
- Counted cash deposit: $2.15 for each $1,000
- Uncounted cash deposit: $2.50 for each $1,000
- Deposit of rolled coins: $2.15 for each $100
