Laurentian Bank: Laurentian Bank of Canada.
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† To benefit from this offer, your application for a Laurentian Bank Visa Infinite* credit card must be submitted between April 2 and June 4, 2024 inclusively, and received by Laurentian Bank of Canada (“Laurentian Bank”). All bonus points as indicated below will be applied within 2 monthly statement cycles from the date the conditions are met. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. This offer is limited to new Primary Cardholders. Individuals who are currently or were previously Primary Cardholders of a Laurentian Bank personal credit card since February 1, 2023 are not eligible for the offer.
Annual fee rebate for new Laurentian Bank Visa Infinite* credit card accounts ("Account") in the first 3 months of Account opening ("First 3 Months"):
First year annual fee rebate will be provided to the Account when you activate and make an Eligible Purchase within the First 3 Months after Account opening. First year annual fee rebate will be applied to the Account between November 1 and November 30, 2024. If these requirements are not met, the annual fee rebate will not be applied to your account.
Limited time bonus for new Laurentian Bank Visa Infinite* credit card accounts ("Account") in the first 6 months of Account opening ("First 6 Months"):
Bonus of 5,000 Points will be provided when you add an Authorized User to the Account within the First 6 Months after Account opening. An additional 5,000 bonus points will be provided when you add a second Authorized User within the First 6 Months after Account opening.
Bonus of 60,000 Points will be awarded to the Account when you spend a total of $6,000 in net (purchases less returns) Eligible Purchases (Cash Advances, Balance Transfers, Quasi-cash Transactions, payments, interests and fees, insurance premiums, returns, refunds or other similar credits do not constitute as Eligible Purchases) within the First 6 Months after Account opening, provided that the Account is open and in Good Standing (the Primary Cardholder and all Authorized Users, if applicable, being in compliance with the Agreement Governing the Use of the Laurentian Bank Visa* Cards (the “Agreement”) (which includes, without limitation, the fact that all amounts owing under the Agreement (including the payment of any annual Card fee (if any) and the payment of any amount owing under the Instalment Plan(s) are not past due).
Bonus of 5,000 Points will be awarded to the Account when you set up a recurring payment (“Pre-Authorized Payment”) within the First 6 Months after Account opening. Accounts that do not meet these criteria will be subject to not receiving the bonus points or having the bonus retracted. Some merchants may offer Pre-Authorized Payment options for products and services but do not process these transactions as Recurring Payments as defined under the rules of Visa*, and in such cases, no bonus points will be awarded. For more details, refer to section 4 of the Rewards Program Agreement (PDF, 208 KB).
Bonus of 5,000 Points will be awarded to the Account when you set up an Instalment Plan on an eligible purchase within the First 6 Months after Account opening. An additional 5,000 Points will be awarded when you set up a second Instalment Plan on an Eligible Purchase within the First 6 Months after Account opening. For more details, refer to section 27 of the Agreement governing the use of the Laurentian Bank Visa* cards (PDF, 580 KB).
Bonus of 2,000 Points will be awarded to the Account when you opt into Assur-PaymentTM protection within the First 6 Months after Account opening. For more details, refer to the Summary of the insurance product (PDF, 1.4 MB).
OPTIONAL SERVICES. To be eligible for Assur-PaymentTM protection, You must be the Primary Cardholder and be 18 to 64 years of age when You apply. A fee of $0.97 per $100 of the Card balance, as it appears on Your monthly statement is applicable. This fee or premium will be added to Your Card balance.
Other optional services are subject to their own specific conditions. Laurentian Bank does not assume any responsibility for services provided by a third party.
CANCELLATION OF OPTIONAL SERVICES (INCLUDING INSURANCE). You may cancel any optional service within thirty (30) days following receipt of the applicable agreement by contacting Laurentian Bank or the service provider. Laurentian Bank or the service provider will cancel the service and reimburse You an amount equal to the amount calculated based on the formula indicated in Section 8 of the Agreement governing the use of the Laurentian Bank Visa* cards (PDF, 580 KB).
This offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated. Laurentian Bank reserves the right to limit the number of Accounts opened by and the number of points awarded to any one person. Laurentian Bank reserves the right to retract in full or partial, or forfeit all or partial bonus points issued to the Account and close the Account at its discretion without notice to the Account holder (FORFEITURE OF BENEFITS including bonus points/cashback) if the Primary Cardholder or any Authorized User fails to meet any of Your/Their obligations under the Agreement governing the use of the Laurentian Bank Visa* cards (PDF, 580 KB).
Some terms and conditions apply. Promotional rates may be modified or cancelled at any time, without prior notice. These offers may not be combined with any other offer or promotion, or any other benefit for the same type of investment (product). GICs are not cashable. Simple interest is paid on terms of less than two years. Clients have a choice of simple or compound interest on terms of two years or more. Simple interest is calculated and paid annually. Compound interest is calculated and compounded annually, and paid at maturity. Individuals residing outside of Quebec who do not currently hold a Laurentian Bank of Canada investment product are not eligible for this offer. This product is eligible for registered and non-registered plans. This product is eligible for deposit insurance from the Canadian Deposit Insurance Corporation (CDIC), up to the maximum limit for coverage from the CDIC, and subject to applicable conditions. This offer cannot be combined with any other offer. For more information, call 1-844-494-0076 or contact your advisor.
Current minimum guaranteed return for the Canadian Sustainability ActionGIC. A return is not guaranteed and may be nil at maturity and if applicable, may be subject to either a minimum or maximum rate of return, which is determined and disclosed to you prior to the issuance. Your actual rate of return is contingent upon the performance of the reference index. As applicable, the rate of return is non-compounding over the term of the ActionGIC and calculated solely on the initial investment, which along with the applicable rate of return, is paid at maturity. The minimum and maximum rate of return may vary between issuances. The posted rate corresponds to the maximum rate AND MINIMUM RATE OF RETURN. The final rate of return of a Laurentian Bank ActionGIC is calculated based on the performance of the reference index between the issue date and the maturity date of the investment. If applicable, the rate of return is subject to the maximum and minimum rate of return. The value at maturity is obtained by calculating the average value of the index at closing, on the three dates for the calculation of the reference index as specified in the purchase agreement. The final return of the reference index is determined by calculating the sum of the return for each share in the reference index during the period divided by the number of shares making up the reference index. Since the rate of return of this investment depends on the performance of a reference index comprised of securities, any fluctuations in the reference index will affect the investment’s final rate of return and if applicable, will determine if a maximum or minimum rate of return will apply. Past performance is not an indicator of future performance. This investment is eligible for a non-registered or a registered plan such as an RRSP, RRIF or TFSA. A minimum investment of $500 is required. This product is eligible for deposit insurance from the Canadian Deposit Insurance Corporation (CDIC) up to the maximum limit for coverage from the CDIC and subject to applicable conditions. Laurentian Bank of Canada, Laurentian Trust of Canada Inc, LBC Trust are members of the CDIC. The terms and conditions of this product are available at the branch. Laurentian Bank of Canada reserves the right to modify, suspend or withdraw this offer at any time without notice. If applicable, since the ActionGIC is issued on a fixed date following an initial subscription period, any amount received before the issue date of this product will be invested in a short-term GIC (“Pending ActionGIC”) before the final issuance of the ActionGIC. The principal and any interest earned (annual fixed, simple interest, calculated daily) during this period will be automatically added at maturity of the Pending ActionGIC to the investment of the ActionGIC.